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BIN 551959 – Mastercard Debit Card from Citizens Bank

Bank identification number 551959 belongs to a Mastercard Gold debit card range of Citizens Bank in the United States. Below: card format, test numbers and related BINs.

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551959Mastercard Debit
Network
Mastercard
Type
Debit
Level
Gold
Issuer
Citizens Bank
Country
United States US
Card length
16 digits
Security code
3-digit CVC2 on the back
8-digit range
55195900–55195999
Issuer phone
+18006566561
Issuer website
www.citizensbank.com

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 551959 Test data

NumberExpiryCVVCopy
5519 5996 3923 166509/2028381
5519 5913 5846 657207/2028485
5519 5964 9767 412708/2028262

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 551959

BIN 551959 is listed as a Mastercard Gold debit card issued by Citizens Bank in the United States. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Gold is a mid-tier product between the entry level (Classic or Standard) and premium tiers such as Platinum.

Citizens Bank has 244 BINs in the dataset, which makes it 32nd of 775 banks with a BIN page in the United States. The Citizens Bank BIN list shows all of them with network, type and level.

The United States has 156,869 BINs in the dataset; among the 73,133 that name an issuer, the main networks are Visa (50%), Mastercard (22%), Discover (17%), and 46% are debit. See the United States BIN list or the United States card generator.

Mastercard number format for BIN 551959

Starts with551959 (the BIN). First digit 5: banking and financial
Length16 digits
Security code3-digit CVC2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as5519 5996 3923 1665

When you test with this BIN, check that your form shows the Mastercard logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 551959. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

More BINs from Citizens Bank

All 244 BINs of Citizens Bank →

Frequently asked questions

Which bank issued BIN 551959?

BIN 551959 is registered to Citizens Bank in the United States. The dataset lists the website www.citizensbank.com. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 551959 a debit or a credit card BIN?

It is recorded as debit, product level Gold. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 551959 have?

Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 551959?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Citizens Bank, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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