FakecreditcardAbout BIN 555281
BIN 555281 is listed as a Mastercard World Elite debit card issued by Nexi Payments SPA in Italy. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). World and World Elite are Mastercard's premium consumer tiers, above Standard and Gold.
Nexi Payments SPA has 529 BINs in the dataset, which makes it the largest of 27 banks with a BIN page in Italy. The Nexi Payments SPA BIN list shows all of them with network, type and level.
Italy has 3,035 BINs in the dataset; among the 2,195 that name an issuer, the main networks are Maestro (32%), Mastercard (26%), Visa (25%), and 52% are debit. See the Italy BIN list or the Italy card generator.
Mastercard number format for BIN 555281
| Starts with | 555281 (the BIN). First digit 5: banking and financial |
|---|---|
| Length | 16 digits |
| Security code | 3-digit CVC2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 5552 8198 4556 0980 |
When you test with this BIN, check that your form shows the Mastercard logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
BINs just below and above 555281. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.
More BINs from Nexi Payments SPA
All 529 BINs of Nexi Payments SPA →
Frequently asked questions
Which bank issued BIN 555281?
BIN 555281 is registered to Nexi Payments SPA in Italy. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 555281 a debit or a credit card BIN?
It is recorded as debit, product level World Elite. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 555281 have?
Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 555281?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Nexi Payments SPA, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.