FakecreditcardAbout BIN 556047
BIN 556047 is listed as a Mastercard Business credit card issued by Kiwibank, Ltd. in New Zealand. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Business, corporate and commercial products are issued to companies for company spending and often carry different interchange fees from consumer cards.
Kiwibank, Ltd. has 16 BINs in the dataset, which makes it 8th of 10 banks with a BIN page in New Zealand. The Kiwibank, Ltd. BIN list shows all of them with network, type and level.
New Zealand has 509 BINs in the dataset; among the 409 that name an issuer, the main networks are Mastercard (25%), UATP (24%), Visa (24%), and 23% are debit. See the New Zealand BIN list.
Mastercard number format for BIN 556047
| Starts with | 556047 (the BIN). First digit 5: banking and financial |
|---|---|
| Length | 16 digits |
| Security code | 3-digit CVC2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 5560 4704 9670 6736 |
A checkout that receives a number starting with 556047 should detect Mastercard, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 556047 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from Kiwibank, Ltd.
All 16 BINs of Kiwibank, Ltd. →
Frequently asked questions
Which bank issued BIN 556047?
BIN 556047 is registered to Kiwibank, Ltd. in New Zealand. The dataset lists the website www.kiwibank.co.nz. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 556047 a debit or a credit card BIN?
It is recorded as credit, product level Business. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 556047 have?
Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 556047?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Kiwibank, Ltd., linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.