FakecreditcardAbout BIN 581298
BIN 581298 is listed as an EBT Standard debit card issued by State Employees Credit Union in the United States. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Standard marks an entry-level consumer product.
State Employees Credit Union has 30 BINs in the dataset, which makes it 189th of 775 banks with a BIN page in the United States. The State Employees Credit Union BIN list shows all of them with network, type and level.
The United States has 156,869 BINs in the dataset; among the 73,133 that name an issuer, the main networks are Visa (50%), Mastercard (22%), Discover (17%), and 46% are debit. See the United States BIN list or the United States card generator.
EBT number format for BIN 581298
| Starts with | 581298 (the BIN). First digit 5: banking and financial |
|---|---|
| Length | 16 digits is typical for this prefix |
| Security code | 3 digits on most cards |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 5812 9800 1618 5217 |
When you test with this BIN, check that your form shows the EBT logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
BINs just below and above 581298. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.
More BINs from State Employees Credit Union
All 30 BINs of State Employees Credit Union →
Frequently asked questions
Which bank issued BIN 581298?
BIN 581298 is registered to State Employees Credit Union in the United States. The dataset lists the website www.ncsecu.org. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 581298 a debit or a credit card BIN?
It is recorded as debit, product level Standard. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 581298 have?
Numbers with this prefix are usually 16 digits long. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 581298?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by State Employees Credit Union, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
BIN checker · BIN list by country · BIN generator · Free BIN API
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.