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BIN 601586 – CMI Debit Card from Sgma

The first six digits 601586 identify a CMI Standard debit card issued by Sgma (Nigeria). Below: card format, test numbers and related BINs.

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601586CMI Debit
Network
CMI
Type
Debit
Level
Standard
Issuer
Sgma
Country
Nigeria NG
Card length
Varies by issuer
Security code
Varies by issuer
8-digit range
60158600–60158699

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 601586 Test data

NumberExpiryCVVCopy
6015 8667 1868 613605/2030888
6015 8662 4235 134812/2031502
6015 8696 0366 246907/2029086

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 601586

In our BIN data, 601586 is a CMI Standard debit card range that belongs to Sgma, registered in Nigeria. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Standard marks an entry-level consumer product.

Sgma has fewer than ten BINs in our data, so it has no bank page.

Across Nigeria, the dataset counts 771 BINs; among the 633 that name an issuer, the main networks are Visa (45%), Mastercard (35%), Verve (15%), and 76% are debit. See the Nigeria BIN list or the Nigeria card generator.

CMI number format for BIN 601586

Starts with601586 (the BIN). First digit 6: merchandising and banking
Length16 digits is typical for this prefix
Security code3 digits on most cards
Check digitThe last digit, calculated with the Luhn algorithm
Printed as6015 8667 1868 6136

When you test with this BIN, check that your form shows the CMI logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 601586. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

Frequently asked questions

Which bank issued BIN 601586?

BIN 601586 is registered to Sgma in Nigeria. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 601586 a debit or a credit card BIN?

It is recorded as debit, product level Standard. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 601586 have?

Numbers with this prefix are usually 16 digits long. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 601586?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Sgma, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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