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BIN 604498 – Maestro Debit Card from Citi Cards Canada

The first six digits 604498 identify a Maestro Ikea Card debit card issued by Citi Cards Canada (Canada). Below: card format, test numbers and related BINs.

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604498Maestro Debit
Network
Maestro
Type
Debit
Level
Ikea Card
Issuer
Citi Cards Canada
Country
Canada CA
Card length
12 to 19 digits
Security code
3-digit code (not on every card)
8-digit range
60449800–60449899
Issuer phone
+14169475500
Issuer website
www.citi.com

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 604498 Test data

NumberExpiryCVVCopy
6044 9803 3329 261105/2030352
6044 9805 5383 828301/2028749
6044 9849 5224 424206/2028117

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 604498

In our BIN data, 604498 is a Maestro Ikea Card debit card range that belongs to Citi Cards Canada, registered in Canada. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

With 79 BINs, Citi Cards Canada ranks 29th among the 56 banks we list for Canada. The Citi Cards Canada BIN list shows all of them with network, type and level.

Across Canada, the dataset counts 16,234 BINs; among the 14,414 that name an issuer, the main networks are Private label (79%), Visa (8%), Mastercard (6%), and 85% are debit. See the Canada BIN list or the Canada card generator.

Maestro number format for BIN 604498

Starts with604498 (the BIN). First digit 6: merchandising and banking
Length12 to 19 digits
Security code3-digit code (not on every card)
Check digitThe last digit, calculated with the Luhn algorithm
Printed as6044 9803 3329 2611

When you test with this BIN, check that your form shows the Maestro logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 604498. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

More BINs from Citi Cards Canada

All 79 BINs of Citi Cards Canada →

Frequently asked questions

Which bank issued BIN 604498?

BIN 604498 is registered to Citi Cards Canada in Canada. The dataset lists the website www.citi.com. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 604498 a debit or a credit card BIN?

It is recorded as debit, product level Ikea Card. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 604498 have?

Maestro card numbers have 12 to 19 digits, and the security code is a 3-digit code (not on every card). The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 604498?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Citi Cards Canada, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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