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BIN 604938 – Maestro Debit Card (Ghana)

The first six digits 604938 identify a Maestro debit card (Ghana). Below: card format, test numbers and related BINs.

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604938Maestro Debit
Network
Maestro
Type
Debit
Level
–
Issuer
Not in the data
Country
Ghana GH
Card length
12 to 19 digits
Security code
3-digit code (not on every card)
8-digit range
60493800–60493899

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 604938 Test data

NumberExpiryCVVCopy
6049 3824 8270 315606/2029073
6049 3814 2068 040107/2031817
6049 3840 6245 887010/2031108

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 604938

BIN 604938 is listed as a Maestro debit card in Ghana. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

The dataset does not name the issuing bank for this range. That is common for ranges that are new, private or used by processors on behalf of several banks.

Ghana has 319 BINs in the dataset; among the 284 that name an issuer, the main networks are Visa (66%), Mastercard (30%), UnionPay (2%), and 85% are debit. See the Ghana BIN list.

Maestro number format for BIN 604938

Starts with604938 (the BIN). First digit 6: merchandising and banking
Length12 to 19 digits
Security code3-digit code (not on every card)
Check digitThe last digit, calculated with the Luhn algorithm
Printed as6049 3824 8270 3156

A checkout that receives a number starting with 604938 should detect Maestro, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 604938 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

Frequently asked questions

Which bank issued BIN 604938?

The dataset does not name an issuer for BIN 604938, only the country (Ghana). The network is Maestro.

Is 604938 a debit or a credit card BIN?

It is recorded as debit. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 604938 have?

Maestro card numbers have 12 to 19 digits, and the security code is a 3-digit code (not on every card). The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 604938?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by any bank, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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