FakecreditcardAbout BIN 623307
In our BIN data, 623307 is an UnionPay Personal debit card range that belongs to U Microfinance Bank, Ltd., registered in Pakistan. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Personal marks an entry-level consumer product.
U Microfinance Bank, Ltd. has fewer than ten BINs in our data, so it has no bank page.
Across Pakistan, the dataset counts 579 BINs; among the 506 that name an issuer, the main networks are Visa (43%), Mastercard (35%), Maestro (13%), and 73% are debit. See the Pakistan BIN list or the Pakistan card generator.
UnionPay number format for BIN 623307
| Starts with | 623307 (the BIN). First digit 6: merchandising and banking |
|---|---|
| Length | 16 to 19 digits |
| Security code | 3-digit CVN2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 6233 0772 1151 3019 |
When you test with this BIN, check that your form shows the UnionPay logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
BINs just below and above 623307. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.
Frequently asked questions
Which bank issued BIN 623307?
BIN 623307 is registered to U Microfinance Bank, Ltd. in Pakistan. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 623307 a debit or a credit card BIN?
It is recorded as debit, product level Personal. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 623307 have?
UnionPay card numbers have 16 to 19 digits, and the security code is a 3-digit CVN2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 623307?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by U Microfinance Bank, Ltd., linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.