Pakistan Credit Card Generator

Real BINs from banks in Pakistan

The generator above is preset with BIN 400627, a Visa debit range of MCB Bank, Ltd. To test another issuer from Pakistan, use one of the BINs below: the first six digits stay, the others are random and the last one makes the Luhn check pass.

One BIN per bank — the most common Visa or Mastercard product of each of the largest issuers, plus local-network BINs. All 506 BINs with a named issuer are in the Pakistan BIN list.

Local card networks in Pakistan

Besides the international networks, Pakistan has its own card scheme. Its numbers often use prefixes that a Visa/Mastercard-only form rejects or labels wrongly, so test them on purpose.

BIN counts for local networks in our dataset:

Card networks and card types in Pakistan

Pakistan has 579 BINs in the dataset; 506 name the issuing bank, spread over 47 issuers. Visa is the most common network (39% of the BINs), followed by Mastercard (31%). Debit ranges outnumber credit ranges 422 to 157. Visa and Mastercard hold a similar number of ranges. 39 ranges are prepaid or gift products and 27 are business, corporate or commercial cards.

Most common product levels: Standard (82), Classic (78), Gold (61), Platinum (61), Prepaid (32).

Largest card issuers in Pakistan

The 10 banks with the most BINs in the data, out of 47 named issuers. Together, MCB Bank, Faysal Bank and Bank Alfalah issue 34% of the ranges that name a bank. Banks with ten or more BINs link to their full BIN list.

Payment testing notes for Pakistan

• Currency: PKR (Pakistani rupee). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
• Card authentication: The State Bank of Pakistan requires banks to use EMVCo 3-D Secure for online card payments, and issuers that have 3-D Secure may enable cards for e-commerce by default (PSD Circular Letter No. 02 of 2021). The PayPak scheme mandates 3-D Secure with an OTP for every e-commerce transaction. Source
• Card country: Fraud rules often compare the BIN country (PK) with the shopper's IP address and billing address. Use a BIN from Pakistan for the domestic path and a foreign BIN for cross-border rules.
• Debit vs credit: 73% of the BINs from Pakistan are debit ranges — a higher share than in 52 of the 62 other countries we cover. Debit and credit often follow different rules for refunds, installments and recurring billing, so cover both types.
• Billing details: postcodes in Pakistan are 5 digits (e.g. 44000); phone numbers use +92 — 10-digit mobile number after +92, mobiles start with 3 (national trunk prefix 0). Generate Pakistan test addresses.

Paying online in Pakistan: local methods and gateways

Cards are only part of the picture. These payment methods are popular in Pakistan and usually sit next to the card form at checkout:

• JazzCash (wallet) — Jazz's mobile wallet with a merchant payment gateway (sandbox at sandbox.jazzcash.com.pk; credentials are given at merchant onboarding). Source
• Easypaisa (wallet) — Telenor Microfinance Bank's mobile wallet; its Easypay online checkout (2015) lets shoppers pay from the wallet or in cash at Easypaisa shops. Source
• Raast (QR) — SBP's national instant payment system; Raast P2M lets merchants take payments by QR code, Raast alias, IBAN or request-to-pay. Source

Payment gateways developers commonly integrate for Pakistan, with their official sandbox docs:

Card generators for other countries

• 🇮🇳 India
• 🇧🇩 Bangladesh
• 🇱🇰 Sri Lanka
• 🇺🇸 United States
• 🇨🇳 China
• 🇨🇦 Canada
• 🇯🇵 Japan
• 🇧🇷 Brazil

← Generators for other countries · Pakistan BIN list · BIN generator · BIN checker

BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.