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BIN 624303 – UnionPay Credit Card from CITIC KA Wah Bank Co., Ltd.

The first six digits 624303 identify an UnionPay Personal credit card issued by CITIC KA Wah Bank Co., Ltd. (Hong Kong). Below: card format, test numbers and related BINs.

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624303UnionPay Credit
Network
UnionPay
Type
Credit
Level
Personal
Issuer
CITIC KA Wah Bank Co., Ltd.
Country
Hong Kong HK
Card length
16 to 19 digits
Security code
3-digit CVN2 on the back
8-digit range
62430300–62430399

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 624303 Test data

NumberExpiryCVVCopy
6243 0376 8817 219208/2028997
6243 0359 7140 672304/2028096
6243 0386 5754 919608/2027312

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 624303

In our BIN data, 624303 is an UnionPay Personal credit card range that belongs to CITIC KA Wah Bank Co., Ltd., registered in Hong Kong. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Personal marks an entry-level consumer product.

CITIC KA Wah Bank Co., Ltd. has fewer than ten BINs in our data, so it has no bank page.

Across Hong Kong, the dataset counts 1,721 BINs; among the 1,311 that name an issuer, the main networks are Mastercard (35%), Visa (27%), American Express (16%), and 24% are debit. See the Hong Kong BIN list or the Hong Kong card generator.

UnionPay number format for BIN 624303

Starts with624303 (the BIN). First digit 6: merchandising and banking
Length16 to 19 digits
Security code3-digit CVN2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as6243 0376 8817 2192

When you test with this BIN, check that your form shows the UnionPay logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 624303. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

Frequently asked questions

Which bank issued BIN 624303?

BIN 624303 is registered to CITIC KA Wah Bank Co., Ltd. in Hong Kong. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 624303 a debit or a credit card BIN?

It is recorded as credit, product level Personal. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 624303 have?

UnionPay card numbers have 16 to 19 digits, and the security code is a 3-digit CVN2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 624303?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by CITIC KA Wah Bank Co., Ltd., linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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