FakecreditcardAbout BIN 628314
BIN 628314 is listed as an UnionPay Business credit card issued by Inn for Unionpay Card Network in China. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Business, corporate and commercial products are issued to companies for company spending and often carry different interchange fees from consumer cards.
Inn for Unionpay Card Network has 18 BINs in the dataset, which makes it 29th of 41 banks with a BIN page in China. The Inn for Unionpay Card Network BIN list shows all of them with network, type and level.
China has 18,370 BINs in the dataset; among the 6,236 that name an issuer, the main networks are UnionPay (39%), Private label (21%), Local brand (15%), and 66% are debit. See the China BIN list or the China card generator.
UnionPay number format for BIN 628314
| Starts with | 628314 (the BIN). First digit 6: merchandising and banking |
|---|---|
| Length | 16 to 19 digits |
| Security code | 3-digit CVN2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 6283 1463 1221 8684 |
A checkout that receives a number starting with 628314 should detect UnionPay, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 628314 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from Inn for Unionpay Card Network
All 18 BINs of Inn for Unionpay Card Network →
Frequently asked questions
Which bank issued BIN 628314?
BIN 628314 is registered to Inn for Unionpay Card Network in China. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 628314 a debit or a credit card BIN?
It is recorded as credit, product level Business. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 628314 have?
UnionPay card numbers have 16 to 19 digits, and the security code is a 3-digit CVN2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 628314?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Inn for Unionpay Card Network, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.