FakecreditcardAbout BIN 639161
In our BIN data, 639161 is a Maestro Standard credit card range that belongs to Credito Fonacot, registered in Mexico. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Standard marks an entry-level consumer product.
Credito Fonacot has fewer than ten BINs in our data, so it has no bank page.
Across Mexico, the dataset counts 2,149 BINs; among the 1,865 that name an issuer, the main networks are Mastercard (39%), Visa (28%), American Express (14%), and 39% are debit. See the Mexico BIN list or the Mexico card generator.
Maestro number format for BIN 639161
| Starts with | 639161 (the BIN). First digit 6: merchandising and banking |
|---|---|
| Length | 12 to 19 digits |
| Security code | 3-digit code (not on every card) |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 6391 6189 0686 3124 |
A checkout that receives a number starting with 639161 should detect Maestro, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 639161 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
Frequently asked questions
Which bank issued BIN 639161?
BIN 639161 is registered to Credito Fonacot in Mexico. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 639161 a debit or a credit card BIN?
It is recorded as credit, product level Standard. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 639161 have?
Maestro card numbers have 12 to 19 digits, and the security code is a 3-digit code (not on every card). The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 639161?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Credito Fonacot, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.