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BIN 639454 – EBT Debit Card (United States)

The first six digits 639454 identify an EBT Proprietary debit card (United States). Below: card format, test numbers and related BINs.

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639454EBT Debit
Network
EBT
Type
Debit
Level
Proprietary
Issuer
Not in the data
Country
United States US
Card length
Varies by issuer
Security code
Varies by issuer
8-digit range
63945400–63945499

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 639454 Test data

NumberExpiryCVVCopy
6394 5472 3801 202607/2031416
6394 5410 2174 395406/2031026
6394 5493 0845 399906/2031868

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 639454

BIN 639454 is listed as an EBT Proprietary debit card in the United States. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

The dataset does not name the issuing bank for this range. That is common for ranges that are new, private or used by processors on behalf of several banks.

The United States has 156,869 BINs in the dataset; among the 73,133 that name an issuer, the main networks are Visa (50%), Mastercard (22%), Discover (17%), and 46% are debit. See the United States BIN list or the United States card generator.

EBT number format for BIN 639454

Starts with639454 (the BIN). First digit 6: merchandising and banking
Length16 digits is typical for this prefix
Security code3 digits on most cards
Check digitThe last digit, calculated with the Luhn algorithm
Printed as6394 5472 3801 2026

A checkout that receives a number starting with 639454 should detect EBT, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 639454 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

Frequently asked questions

Which bank issued BIN 639454?

The dataset does not name an issuer for BIN 639454, only the country (United States). The network is EBT.

Is 639454 a debit or a credit card BIN?

It is recorded as debit, product level Proprietary. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 639454 have?

Numbers with this prefix are usually 16 digits long. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 639454?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by any bank, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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