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BIN 644913 – Discover Credit Card from Discover Issuer

The first six digits 644913 identify a Discover Personal credit card issued by Discover Issuer (United States). Below: card format, test numbers and related BINs.

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644913Discover Credit
Network
Discover
Type
Credit
Level
Personal
Issuer
Discover Issuer
Country
United States US
Card length
16 digits (up to 19)
Security code
3-digit CID on the back
8-digit range
64491300–64491399

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 644913 Test data

NumberExpiryCVVCopy
6449 1367 8938 855802/2030521
6449 1397 0918 076602/2029987
6449 1326 9563 263507/2028408

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 644913

In our BIN data, 644913 is a Discover Personal credit card range that belongs to Discover Issuer, registered in the United States. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Personal marks an entry-level consumer product.

With 12,233 BINs, Discover Issuer ranks the largest among the 775 banks we list for the United States. The Discover Issuer BIN list shows all of them with network, type and level.

Across the United States, the dataset counts 156,869 BINs; among the 73,133 that name an issuer, the main networks are Visa (50%), Mastercard (22%), Discover (17%), and 46% are debit. See the United States BIN list or the United States card generator.

Discover number format for BIN 644913

Starts with644913 (the BIN). First digit 6: merchandising and banking
Length16 digits (up to 19)
Security code3-digit CID on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as6449 1367 8938 8558

When you test with this BIN, check that your form shows the Discover logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 644913. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

More BINs from Discover Issuer

All 12,233 BINs of Discover Issuer →

Frequently asked questions

Which bank issued BIN 644913?

BIN 644913 is registered to Discover Issuer in the United States. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 644913 a debit or a credit card BIN?

It is recorded as credit, product level Personal. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 644913 have?

Discover card numbers have 16 digits (up to 19), and the security code is a 3-digit CID on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 644913?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Discover Issuer, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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