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BIN 818932 – RuPay Debit Card from Saraswat Co-Operative Bank

The first six digits 818932 identify a RuPay Platinum debit card issued by Saraswat Co-Operative Bank (India). Below: card format, test numbers and related BINs.

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818932RuPay Debit
Network
RuPay
Type
Debit
Level
Platinum
Issuer
Saraswat Co-Operative Bank
Country
India IN
Card length
16 digits
Security code
3-digit CVV on the back
8-digit range
81893200–81893299

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 818932 Test data

NumberExpiryCVVCopy
8189 3261 0646 345310/2029572
8189 3296 1642 820604/2031248
8189 3247 4608 698203/2029875

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 818932

In our BIN data, 818932 is a RuPay Platinum debit card range that belongs to Saraswat Co-Operative Bank, registered in India. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Platinum is a premium tier; the issuer sets the benefits and limits, but it ranks above the entry-level products.

With 64 BINs, Saraswat Co-Operative Bank ranks 24th among the 78 banks we list for India. The Saraswat Co-Operative Bank BIN list shows all of them with network, type and level.

Across India, the dataset counts 12,256 BINs; among the 8,163 that name an issuer, the main networks are RuPay (54%), Visa (22%), Mastercard (13%), and 78% are debit. See the India BIN list or the India card generator.

RuPay number format for BIN 818932

Starts with818932 (the BIN). First digit 8: healthcare and telecommunications
Length16 digits
Security code3-digit CVV on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as8189 3261 0646 3453

When you test with this BIN, check that your form shows the RuPay logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 818932. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

More BINs from Saraswat Co-Operative Bank

All 64 BINs of Saraswat Co-Operative Bank →

Frequently asked questions

Which bank issued BIN 818932?

BIN 818932 is registered to Saraswat Co-Operative Bank in India. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 818932 a debit or a credit card BIN?

It is recorded as debit, product level Platinum. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 818932 have?

RuPay card numbers have 16 digits, and the security code is a 3-digit CVV on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 818932?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Saraswat Co-Operative Bank, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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