FakecreditcardAbout BIN 970428
BIN 970428 is listed as a Private label ATM Card debit card issued by Namabank in Vietnam. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
Namabank has fewer than ten BINs in our data, so it has no bank page.
Vietnam has 782 BINs in the dataset; among the 743 that name an issuer, the main networks are Visa (50%), Mastercard (30%), Private label (9%), and 46% are debit. See the Vietnam BIN list or the Vietnam card generator.
Private label number format for BIN 970428
| Starts with | 970428 (the BIN). First digit 9: national assignment |
|---|---|
| Length | 16 digits is typical for this prefix |
| Security code | 3 digits on most cards |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 9704 2897 4502 5808 |
When you test with this BIN, check that your form shows the Private label logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
BINs just below and above 970428. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.
Frequently asked questions
Which bank issued BIN 970428?
BIN 970428 is registered to Namabank in Vietnam. The dataset lists the website htc.net.vn. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 970428 a debit or a credit card BIN?
It is recorded as debit, product level ATM Card. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 970428 have?
Numbers with this prefix are usually 16 digits long. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 970428?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Namabank, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.