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BIN 970454 – Private label Debit Card from VCCB

Bank identification number 970454 belongs to a Private label ATM Card debit card range of VCCB in Vietnam. Below: card format, test numbers and related BINs.

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970454Private label Debit
Network
Private label
Type
Debit
Level
ATM Card
Issuer
VCCB
Country
Vietnam VN
Card length
Varies by issuer
Security code
Varies by issuer
8-digit range
97045400–97045499

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 970454 Test data

NumberExpiryCVVCopy
9704 5473 1241 420401/2028280
9704 5424 4719 257707/2031676
9704 5430 0018 880407/2031450

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 970454

In our BIN data, 970454 is a Private label ATM Card debit card range that belongs to VCCB, registered in Vietnam. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

VCCB has fewer than ten BINs in our data, so it has no bank page.

Across Vietnam, the dataset counts 782 BINs; among the 743 that name an issuer, the main networks are Visa (50%), Mastercard (30%), Private label (9%), and 46% are debit. See the Vietnam BIN list or the Vietnam card generator.

Private label number format for BIN 970454

Starts with970454 (the BIN). First digit 9: national assignment
Length16 digits is typical for this prefix
Security code3 digits on most cards
Check digitThe last digit, calculated with the Luhn algorithm
Printed as9704 5473 1241 4204

A checkout that receives a number starting with 970454 should detect Private label, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 970454 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

Frequently asked questions

Which bank issued BIN 970454?

BIN 970454 is registered to VCCB in Vietnam. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 970454 a debit or a credit card BIN?

It is recorded as debit, product level ATM Card. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 970454 have?

Numbers with this prefix are usually 16 digits long. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 970454?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by VCCB, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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