United Kingdom Credit Card Generator

Real BINs from banks in the United Kingdom

The generator above is preset with BIN 493600, a Visa debit range of National Westminster Bank PLC. Pick another bank's BIN below to switch — each number keeps the BIN, gets random digits and a Luhn check digit, and comes with a random expiry date and CVV.

The largest issuers in the United Kingdom, one typical Visa or Mastercard BIN each. All 5,088 BINs with a named issuer are in the United Kingdom BIN list.

Largest card issuers in the United Kingdom

The 10 banks with the most BINs in the data, out of 490 named issuers. National Westminster Bank, Bank of Scotland and Barclays Bank alone account for 14% of the named BINs in the United Kingdom. Banks with ten or more BINs link to their full BIN list.

Card networks and card types in the United Kingdom

The United Kingdom has 7,554 BINs in the dataset; 5,088 name the issuing bank, spread over 490 issuers. The largest network is Visa with 33% of the ranges, followed by Maestro (25%). Debit ranges outnumber credit ranges 4,578 to 2,973. Visa and Mastercard hold a similar number of ranges. 801 ranges are prepaid or gift products and 1,225 are business, corporate or commercial cards.

Most common product levels: Standard (1,790), Classic (584), Prepaid (426), ATM Card (377), Personal (342).

Payment testing notes for the United Kingdom

• Currency: GBP (pound sterling). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
• Card authentication: Strong customer authentication applies under the Payment Services Regulations 2017 and the related UK technical standards (rules in force since 14 September 2019); online card payments are authenticated with 3-D Secure unless an exemption applies. Source
• Card country: Geo checks match the issuing country of the BIN (GB) against IP and address. Generate one batch with a local BIN and one with a foreign BIN to cover both outcomes.
• Debit vs credit: Debit makes up 61% of the ranges here; only 15 of the other 62 countries we cover have a higher debit share. Card type matters for surcharges, installment plans and stored-card billing: test each.
• Billing details: postcodes in the United Kingdom are Alphanumeric, two parts separated by a space: an outward code of 2 to 4 characters and an inward code of digit + 2 letters (e.g. SW1A 1AA); phone numbers use +44 — Mobile numbers start with 07 (ranges 071xx-075xx, 07624, 077xx-079xx) and have 10 digits after the leading 0, e.g. 07xxx xxx xxx. Generate United Kingdom test addresses.
• UK AVS checks the numeric parts of the postcode and the house number.

Paying online in United Kingdom: local methods and gateways

Cards are only part of the picture. These payment methods are popular in the United Kingdom and usually sit next to the card form at checkout:

• Pay by Bank (Open Banking) (bank transfer) — Account-to-account bank payment offered to UK customers by gateways such as Stripe. Source
• Bacs Direct Debit (bank transfer) — GBP direct debit for UK bank accounts, common for subscriptions and recurring bills. Source
• Clearpay (BNPL) — Afterpay's UK brand; buy now, pay later in GBP for UK customers. Source
• PayPal (wallet) — PayPal wallet, available to UK businesses and buyers. Source

Payment gateways developers commonly integrate for the United Kingdom, with their official sandbox docs:

Card generators for other countries

• 🇷🇺 Russia
• 🇩🇪 Germany
• 🇪🇸 Spain
• 🇫🇷 France
• 🇮🇹 Italy
• 🇹🇷 Turkey
• 🇺🇦 Ukraine
• 🇵🇱 Poland

← Generators for other countries · United Kingdom BIN list · BIN generator · BIN checker

BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.