FakecreditcardAbout BIN 503513
BIN 503513 is listed as a Maestro Personal debit card issued by Westpac New Zealand, Ltd. in New Zealand. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Personal marks an entry-level consumer product.
Westpac New Zealand, Ltd. has 40 BINs in the dataset, which makes it the third-largest of 10 banks with a BIN page in New Zealand. The Westpac New Zealand, Ltd. BIN list shows all of them with network, type and level.
New Zealand has 509 BINs in the dataset; among the 409 that name an issuer, the main networks are Mastercard (25%), UATP (24%), Visa (24%), and 23% are debit. See the New Zealand BIN list.
Maestro number format for BIN 503513
| Starts with | 503513 (the BIN). First digit 5: banking and financial |
|---|---|
| Length | 12 to 19 digits |
| Security code | 3-digit code (not on every card) |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 5035 1321 2120 9752 |
A checkout that receives a number starting with 503513 should detect Maestro, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 503513 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from Westpac New Zealand, Ltd.
All 40 BINs of Westpac New Zealand, Ltd. →
Frequently asked questions
Which bank issued BIN 503513?
BIN 503513 is registered to Westpac New Zealand, Ltd. in New Zealand. The dataset lists the website www.westpac.co.nz. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 503513 a debit or a credit card BIN?
It is recorded as debit, product level Personal. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 503513 have?
Maestro card numbers have 12 to 19 digits, and the security code is a 3-digit code (not on every card). The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 503513?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Westpac New Zealand, Ltd., linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.