12BINs
58%debit
42%credit
2networks
12 card prefixes in the dataset belong to Empower Federal Credit Union, an issuer in the United States. The largest share is Mastercard with 8 BINs; the rest are Visa (4). The card type split is 42% credit (5) and 58% debit (7).
By BIN count it ranks 567th among 6,867 issuers in the United States (less than 1% of named BINs there).
Levels named in the data include Classic (4), Business (3) and World (2). 3 are marked as business, corporate or commercial.
Website (from the dataset): www.empowerfcu.com · Phone: +18004625000
Generate test numbers (413374) United States card generator
Empower Federal Credit Union BINs by network
Empower Federal Credit Union BIN table
All 12 BINs, sorted by number. “Generate” opens the test card generator with that BIN.
Advertisement
Other banks in United States
← All United States BINs and banks · BIN list by country · BIN checker
Frequently asked questions
Which card networks does Empower Federal Credit Union issue?
In our data Empower Federal Credit Union has 12 BINs: Mastercard (8 BINs), Visa (4 BINs). 58% are debit ranges and 42% credit ranges.
What are the first 6 digits of a Empower Federal Credit Union card?
The first 6 digits are the BIN. Empower Federal Credit Union BINs include 413374, 511905, 545937; the table above lists all of them. A BIN identifies the bank and card type, never a person or an account.
How do I contact Empower Federal Credit Union?
The BIN data lists the website www.empowerfcu.com and the phone number +18004625000. Card networks register these details with the BIN and banks change them over time: for anything about your own card, use the phone number printed on the back of the card or the bank’s official app.
Can I make a real, usable Empower Federal Credit Union card number from a BIN?
No. A number built from a BIN passes format checks (prefix, length and the Luhn check digit), but no bank issued it, so every real payment with it is declined. To test a checkout use your payment gateway’s sandbox test cards; to pay online without exposing your card, ask Empower Federal Credit Union or another issuer for a virtual card.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card,
cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for
development and QA only and are declined by every real payment system.
BIN data: bin-list-data
by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0.
Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.