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BIN 464208 – Visa Credit Card from Empower Federal Credit Union

Bank identification number 464208 belongs to a Visa Classic credit card range of Empower Federal Credit Union in the United States. Below: card format, test numbers and related BINs.

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464208Visa Credit
Network
Visa
Type
Credit
Level
Classic
Issuer
Empower Federal Credit Union
Country
United States US
Card length
16 digits (13 and 19 also allowed)
Security code
3-digit CVV2 on the back
8-digit range
46420800–46420899
Issuer phone
+18004625000
Issuer website
www.empowerfcu.com

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 464208 Test data

NumberExpiryCVVCopy
4642 0891 8179 472703/2031880
4642 0868 6172 702708/2030404
4642 0885 1609 561002/2030756

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 464208

BIN 464208 is listed as a Visa Classic credit card issued by Empower Federal Credit Union in the United States. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Classic marks an entry-level consumer product.

Empower Federal Credit Union has 12 BINs in the dataset, which makes it 570th of 775 banks with a BIN page in the United States. The Empower Federal Credit Union BIN list shows all of them with network, type and level.

The United States has 156,869 BINs in the dataset; among the 73,133 that name an issuer, the main networks are Visa (50%), Mastercard (22%), Discover (17%), and 46% are debit. See the United States BIN list or the United States card generator.

Visa number format for BIN 464208

Starts with464208 (the BIN). First digit 4: banking and financial
Length16 digits (13 and 19 also allowed)
Security code3-digit CVV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as4642 0891 8179 4727

A checkout that receives a number starting with 464208 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 464208 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

More BINs from Empower Federal Credit Union

All 12 BINs of Empower Federal Credit Union →

Frequently asked questions

Which bank issued BIN 464208?

BIN 464208 is registered to Empower Federal Credit Union in the United States. The dataset lists the website www.empowerfcu.com. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 464208 a debit or a credit card BIN?

It is recorded as credit, product level Classic. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 464208 have?

Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 464208?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Empower Federal Credit Union, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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