77BINs
45%debit
55%credit
2networks
Our dataset lists 77 BINs (bank identification numbers) issued by M&T Bank in the United States. Visa accounts for 71 of them (92%), followed by Mastercard (6). 35 are debit ranges and 42 are credit ranges (45% debit).
That makes it 87th of 6,867 issuers we track in the United States, with less than 1% of the country's BINs that name an issuer.
By product level, the data shows Classic (26), Business (11) and Purchasing (8). 2 BINs are prepaid or gift products. 23 are marked as business, corporate or commercial.
Website (from the dataset): www3.mtb.com · Phone: +18007242440
Generate test numbers (400698) United States card generator
M&T Bank BINs by network
M&T Bank BIN table
All 77 BINs, sorted by number. “Generate” opens the test card generator with that BIN.
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Frequently asked questions
Which card networks does M&T Bank issue?
In our data M&T Bank has 77 BINs: Visa (71 BINs), Mastercard (6 BINs). 45% are debit ranges and 55% credit ranges.
What are the first 6 digits of a M&T Bank card?
The first 6 digits are the BIN. M&T Bank BINs include 400698, 425802, 431766; the table above lists all of them. A BIN identifies the bank and card type, never a person or an account.
How do I contact M&T Bank?
The BIN data lists the website www3.mtb.com and the phone number +18007242440. Card networks register these details with the BIN and banks change them over time: for anything about your own card, use the phone number printed on the back of the card or the bank’s official app.
Can I make a real, usable M&T Bank card number from a BIN?
No. A number built from a BIN passes format checks (prefix, length and the Luhn check digit), but no bank issued it, so every real payment with it is declined. To test a checkout use your payment gateway’s sandbox test cards; to pay online without exposing your card, ask M&T Bank or another issuer for a virtual card.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card,
cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for
development and QA only and are declined by every real payment system.
BIN data: bin-list-data
by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0.
Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
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