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BIN 410635 – Visa Debit Card from M&t Bank

Bank identification number 410635 belongs to a Visa Classic debit card range of M&t Bank in the United States. Below: card format, test numbers and related BINs.

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410635Visa Debit
Network
Visa
Type
Debit
Level
Classic
Issuer
M&t Bank
Country
United States US
Card length
16 digits (13 and 19 also allowed)
Security code
3-digit CVV2 on the back
8-digit range
41063500–41063599
Issuer phone
+18007242440
Issuer website
www3.mtb.com

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 410635 Test data

NumberExpiryCVVCopy
4106 3584 6956 317210/2029713
4106 3557 3886 382108/2029921
4106 3567 7305 799808/2030581

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 410635

In our BIN data, 410635 is a Visa Classic debit card range that belongs to M&t Bank, registered in the United States. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Classic marks an entry-level consumer product.

With 77 BINs, M&t Bank ranks 89th among the 775 banks we list for the United States. The M&t Bank BIN list shows all of them with network, type and level.

Across the United States, the dataset counts 156,869 BINs; among the 73,133 that name an issuer, the main networks are Visa (50%), Mastercard (22%), Discover (17%), and 46% are debit. See the United States BIN list or the United States card generator.

Visa number format for BIN 410635

Starts with410635 (the BIN). First digit 4: banking and financial
Length16 digits (13 and 19 also allowed)
Security code3-digit CVV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as4106 3584 6956 3172

When you test with this BIN, check that your form shows the Visa logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 410635. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

More BINs from M&t Bank

All 77 BINs of M&t Bank →

Frequently asked questions

Which bank issued BIN 410635?

BIN 410635 is registered to M&t Bank in the United States. The dataset lists the website www3.mtb.com. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 410635 a debit or a credit card BIN?

It is recorded as debit, product level Classic. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 410635 have?

Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 410635?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by M&t Bank, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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