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BIN 405912 – Visa Credit Card from Swisscard AECS GmbH

Bank identification number 405912 belongs to a Visa Gold credit card range of Swisscard AECS GmbH in Switzerland. Below: card format, test numbers and related BINs.

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405912Visa Credit
Network
Visa
Type
Credit
Level
Gold
Issuer
Swisscard AECS GmbH
Country
Switzerland CH
Card length
16 digits (13 and 19 also allowed)
Security code
3-digit CVV2 on the back
8-digit range
40591200–40591299

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 405912 Test data

NumberExpiryCVVCopy
4059 1253 7292 480003/2027440
4059 1295 0584 802704/2031184
4059 1220 5527 370404/2030929

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 405912

In our BIN data, 405912 is a Visa Gold credit card range that belongs to Swisscard AECS GmbH, registered in Switzerland. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Gold is a mid-tier product between the entry level (Classic or Standard) and premium tiers such as Platinum.

With 21 BINs, Swisscard AECS GmbH ranks 8th among the 17 banks we list for Switzerland. The Swisscard AECS GmbH BIN list shows all of them with network, type and level.

Across Switzerland, the dataset counts 874 BINs; among the 790 that name an issuer, the main networks are Visa (35%), Mastercard (28%), American Express (14%), and 33% are debit. See the Switzerland BIN list or the Switzerland card generator.

Visa number format for BIN 405912

Starts with405912 (the BIN). First digit 4: banking and financial
Length16 digits (13 and 19 also allowed)
Security code3-digit CVV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as4059 1253 7292 4800

When you test with this BIN, check that your form shows the Visa logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 405912. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

More BINs from Swisscard AECS GmbH

All 21 BINs of Swisscard AECS GmbH →

Frequently asked questions

Which bank issued BIN 405912?

BIN 405912 is registered to Swisscard AECS GmbH in Switzerland. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 405912 a debit or a credit card BIN?

It is recorded as credit, product level Gold. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 405912 have?

Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 405912?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Swisscard AECS GmbH, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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