FakecreditcardAbout BIN 540490
In our BIN data, 540490 is a Mastercard World credit card range that belongs to Swisscard AECS GmbH, registered in Switzerland. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. World and World Elite are Mastercard's premium consumer tiers, above Standard and Gold.
With 21 BINs, Swisscard AECS GmbH ranks 8th among the 17 banks we list for Switzerland. The Swisscard AECS GmbH BIN list shows all of them with network, type and level.
Across Switzerland, the dataset counts 874 BINs; among the 790 that name an issuer, the main networks are Visa (35%), Mastercard (28%), American Express (14%), and 33% are debit. See the Switzerland BIN list or the Switzerland card generator.
Mastercard number format for BIN 540490
| Starts with | 540490 (the BIN). First digit 5: banking and financial |
|---|---|
| Length | 16 digits |
| Security code | 3-digit CVC2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 5404 9005 7565 0116 |
A checkout that receives a number starting with 540490 should detect Mastercard, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 540490 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from Swisscard AECS GmbH
All 21 BINs of Swisscard AECS GmbH →
Frequently asked questions
Which bank issued BIN 540490?
BIN 540490 is registered to Swisscard AECS GmbH in Switzerland. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 540490 a debit or a credit card BIN?
It is recorded as credit, product level World. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 540490 have?
Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 540490?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Swisscard AECS GmbH, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.