FakecreditcardAbout BIN 498873
In our BIN data, 498873 is a Visa Platinum credit card range that belongs to ANZ Bank New Zealand, Ltd., registered in New Zealand. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Platinum is a premium tier; the issuer sets the benefits and limits, but it ranks above the entry-level products.
With 22 BINs, ANZ Bank New Zealand, Ltd. ranks 4th among the 10 banks we list for New Zealand. The ANZ Bank New Zealand, Ltd. BIN list shows all of them with network, type and level.
Across New Zealand, the dataset counts 509 BINs; among the 409 that name an issuer, the main networks are Mastercard (25%), UATP (24%), Visa (24%), and 23% are debit. See the New Zealand BIN list.
Visa number format for BIN 498873
| Starts with | 498873 (the BIN). First digit 4: banking and financial |
|---|---|
| Length | 16 digits (13 and 19 also allowed) |
| Security code | 3-digit CVV2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 4988 7345 6924 5337 |
A checkout that receives a number starting with 498873 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 498873 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from ANZ Bank New Zealand, Ltd.
All 22 BINs of ANZ Bank New Zealand, Ltd. →
Frequently asked questions
Which bank issued BIN 498873?
BIN 498873 is registered to ANZ Bank New Zealand, Ltd. in New Zealand. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 498873 a debit or a credit card BIN?
It is recorded as credit, product level Platinum. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 498873 have?
Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 498873?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by ANZ Bank New Zealand, Ltd., linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.