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BIN 542108 – Mastercard Credit Card from ANZ Bank New Zealand, Ltd.

The first six digits 542108 identify a Mastercard Mixed Product credit card issued by ANZ Bank New Zealand, Ltd. (New Zealand). Below: card format, test numbers and related BINs.

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542108Mastercard Credit
Network
Mastercard
Type
Credit
Level
Mixed Product
Issuer
ANZ Bank New Zealand, Ltd.
Country
New Zealand NZ
Card length
16 digits
Security code
3-digit CVC2 on the back
8-digit range
54210800–54210899

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 542108 Test data

NumberExpiryCVVCopy
5421 0896 9090 586705/2030161
5421 0865 0478 930512/2029518
5421 0868 1052 275405/2027188

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 542108

BIN 542108 is listed as a Mastercard Mixed Product credit card issued by ANZ Bank New Zealand, Ltd. in New Zealand. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

ANZ Bank New Zealand, Ltd. has 22 BINs in the dataset, which makes it 4th of 10 banks with a BIN page in New Zealand. The ANZ Bank New Zealand, Ltd. BIN list shows all of them with network, type and level.

New Zealand has 509 BINs in the dataset; among the 409 that name an issuer, the main networks are Mastercard (25%), UATP (24%), Visa (24%), and 23% are debit. See the New Zealand BIN list.

Mastercard number format for BIN 542108

Starts with542108 (the BIN). First digit 5: banking and financial
Length16 digits
Security code3-digit CVC2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as5421 0896 9090 5867

When you test with this BIN, check that your form shows the Mastercard logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 542108. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

More BINs from ANZ Bank New Zealand, Ltd.

All 22 BINs of ANZ Bank New Zealand, Ltd. →

Frequently asked questions

Which bank issued BIN 542108?

BIN 542108 is registered to ANZ Bank New Zealand, Ltd. in New Zealand. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 542108 a debit or a credit card BIN?

It is recorded as credit, product level Mixed Product. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 542108 have?

Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 542108?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by ANZ Bank New Zealand, Ltd., linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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