FakecreditcardReal BINs from banks in Ecuador
The generator above is preset with BIN 404474, a Visa debit range of Banco de la Produccion,s.a. (Produbanco). To test another issuer from Ecuador, use one of the BINs below: the first six digits stay, the others are random and the last one makes the Luhn check pass.
| BIN | Issuer | Network | Type · level | Use this BIN |
|---|---|---|---|---|
| 404474 | Banco de la Produccion,s.a. (Produbanco) | Visa | Debit · Gold | Use |
| 433820 | Banco del Pichincha, C.A. | Visa | Credit · Classic | Use |
| 402748 | Banco Bolivariano C.A. | Visa | Credit · Classic | Use |
| 518030 | Banco del Pacifico, S.A. | Mastercard | Credit · Standard | Use |
| 232006 | Banco Diners Club del Ecuador SA | Mastercard | Credit · Black | Use |
| 404480 | Banco Internacional, S.A. | Visa | Debit · Classic | Use |
| 223481 | Cooperativa de Ahorro y Credito Policia Nacional | Mastercard | Credit · Standard | Use |
| 514440 | Banco de Guayaquil, S.A. | Mastercard | Debit · Standard | Use |
One BIN per bank — the most common Visa or Mastercard product of each of the largest issuers. All 652 BINs with a named issuer are in the Ecuador BIN list.
Local card networks in Ecuador
Besides the international networks, Ecuador has its own card scheme. Its numbers often use prefixes that a Visa/Mastercard-only form rejects or labels wrongly, so test them on purpose.
| Scheme | Card numbers start with | Length | Online | About |
|---|---|---|---|---|
| Alia Banco Solidario |
504997, 505878, 601030, 601073, 505874 | 16 | Yes | Ecuadorian own-brand credit card issued by Banco Solidario and accepted across the PacifiCard merchant network; dLocal lists Alia as an online card brand. No. Source |
Card networks and card types in Ecuador
Our BIN data lists 678 BINs registered to Ecuador, 652 of them with a named issuer across 44 banks. Visa is the most common network (36% of the BINs), followed by Mastercard (27%). Credit ranges outnumber debit ranges 519 to 159. Visa and Mastercard hold a similar number of ranges. 36 ranges are prepaid or gift products and 57 are business, corporate or commercial cards.
| Network | BINs | Share | Debit | Credit |
|---|---|---|---|---|
| Visa | 245 | 36% | 88 | 157 |
| Mastercard | 185 | 27% | 51 | 134 |
| UATP | 100 | 15% | 0 | 100 |
| Diners Club | 88 | 13% | 2 | 86 |
| Discover | 35 | 5% | 4 | 31 |
| Maestro | 12 | 2% | 12 | 0 |
| American Express | 9 | 1% | 1 | 8 |
| UnionPay | 3 | less than 1% | 0 | 3 |
Most common product levels: UATP (100), Personal (98), Classic (91), Standard (87), Gold (71).
Largest card issuers in Ecuador
The 10 banks with the most BINs in the data, out of 44 named issuers. The three largest issuers — DC Ecuador, Avianca and Banco de la Produccion,s.a. (Produbanco) — hold 40% of the BINs with a named bank. Follow a bank name for its complete list of ranges.
| Issuer | BINs | Main network | Debit |
|---|---|---|---|
| DC Ecuador | 101 | Diners Club | 4% |
| Avianca | 100 | UATP | 0% |
| Banco de la Produccion,s.a. (Produbanco) | 59 | Visa | 36% |
| Banco del Pichincha, C.A. | 57 | Visa | 19% |
| Banco Bolivariano C.A. | 30 | Visa | 10% |
| Banco del Pacifico, S.A. | 29 | Mastercard | 17% |
| Banco Diners Club del Ecuador, S.A. | 25 | Visa | 4% |
| Banco Internacional, S.A. | 22 | Visa | 45% |
| Cooperativa de Ahorro y Credito Policia Nacional | 22 | Mastercard | 45% |
| Banco de Guayaquil, S.A. | 19 | American Express | 32% |
Payment testing notes for Ecuador
- Currency: USD (US dollar). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
- Card country: Fraud rules often compare the BIN country (EC) with the shopper's IP address and billing address. Use a BIN from Ecuador for the domestic path and a foreign BIN for cross-border rules.
- Debit vs credit: Debit makes up just 23% of the ranges here, below 61 of the other 62 countries we cover. Card type matters for surcharges, installment plans and stored-card billing: test each.
- Billing details: postcodes in Ecuador are 6 digits (e.g. 170150); phone numbers use +593 — mobiles are 9 digits starting with 9; landlines are 8 digits (1-digit area code + 7).
- Ecuador uses the US dollar as its official currency, so test amounts for Ecuadorian shoppers are in USD.
Paying online in Ecuador: local methods and gateways
Cards are only part of the picture. These payment methods are popular in Ecuador and usually sit next to the card form at checkout:
- Deuna (QR) — Banco Pichincha's wallet for paying and collecting by QR code or phone number, without needing a linked card. Source
- PagoEfectivo (cash voucher) — Payment code paid in cash at agents, offered through dLocal. Source
- Payphone (wallet) — Ecuadorian payment app and checkout button for card payments. Source
Payment gateways developers commonly integrate for Ecuador, with their official sandbox docs:
| Gateway | About | Test cards |
|---|---|---|
| Payphone | Ecuadorian payment button; developer apps provide test users and separate test and production environments. | Official docs |
| Kushki | Ecuador-founded payments company; online card payments in Ecuador. | – |
| dLocal | Accepts Visa, Mastercard, Amex, Alia, PagoEfectivo and Deuna in Ecuador. | – |
Card generators for other countries
← Generators for other countries · Ecuador BIN list · BIN generator · BIN checker
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
Frequently asked questions
Can I generate an Ecuador credit card number for testing?
Yes — it is preset for Ecuador: numbers begin with 404474 from Banco de la Produccion,s.a. (Produbanco) and end with a valid Luhn digit, so they pass format checks for an Ecuador card. They are test data only: no account sits behind them.
Which card networks are most common in Ecuador?
By BIN count in our data: Visa 36%, Mastercard 27%, UATP 15%, Diners Club 13%. Debit ranges make up 23% and credit ranges 77%.
Which BINs do Visa cards from Ecuador start with?
Examples from different banks: 404474 (Banco de la Produccion,s.a. (Produbanco)); 433820 (Banco del Pichincha, C.A.); 402748 (Banco Bolivariano C.A.); 404480 (Banco Internacional, S.A.). See the Ecuador BIN list for every bank.
Which currency should I use to test payments from Ecuador?
USD (US dollar). Gateway APIs usually expect amounts in the smallest unit (for example 1050 for 10.50). A card from any country can pay in any currency the merchant supports; the issuer handles conversion.
Do these Ecuador card numbers work for payments?
No. They start with real BINs from banks in Ecuador such as Banco de la Produccion,s.a. (Produbanco), but no bank issued them: no account, no money, no cardholder. Every real purchase, free trial or card check declines them. To pay online, use a virtual or prepaid card from your bank or a wallet such as Payphone. Testing a checkout? Use your gateway’s sandbox test cards.
What does an Alia card number look like?
Alia numbers start with 504997, 505878, 601030, 601073 and 505874 and have 16 digits. Ecuadorian own-brand credit card issued by Banco Solidario and accepted across the PacifiCard merchant network; dLocal lists Alia as an online card brand. Make sure your card form accepts these prefixes instead of rejecting them as an unknown brand.
Which payment methods should a checkout for Ecuador offer next to cards?
Deuna: Banco Pichincha's wallet for paying and collecting by QR code or phone number, without needing a linked card. PagoEfectivo: Payment code paid in cash at agents, offered through dLocal. Payphone: Ecuadorian payment app and checkout button for card payments.