FakecreditcardAbout BIN 551631
In our BIN data, 551631 is a Mastercard Standard credit card range that belongs to UniCredit SPA, registered in Italy. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Standard marks an entry-level consumer product.
With 106 BINs, UniCredit SPA ranks 6th among the 27 banks we list for Italy. The UniCredit SPA BIN list shows all of them with network, type and level.
Across Italy, the dataset counts 3,035 BINs; among the 2,195 that name an issuer, the main networks are Maestro (32%), Mastercard (26%), Visa (25%), and 52% are debit. See the Italy BIN list or the Italy card generator.
Mastercard number format for BIN 551631
| Starts with | 551631 (the BIN). First digit 5: banking and financial |
|---|---|
| Length | 16 digits |
| Security code | 3-digit CVC2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 5516 3160 7472 4937 |
When you test with this BIN, check that your form shows the Mastercard logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
BINs just below and above 551631. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.
More BINs from UniCredit SPA
All 106 BINs of UniCredit SPA →
Frequently asked questions
Which bank issued BIN 551631?
BIN 551631 is registered to UniCredit SPA in Italy. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 551631 a debit or a credit card BIN?
It is recorded as credit, product level Standard. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 551631 have?
Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 551631?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by UniCredit SPA, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.