FakecreditcardAbout BIN 551638
BIN 551638 is listed as a Mastercard Gold debit card issued by HO Chi Minh City Development Joint Stock Commercial Bank in Vietnam. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Gold is a mid-tier product between the entry level (Classic or Standard) and premium tiers such as Platinum.
HO Chi Minh City Development Joint Stock Commercial Bank has 21 BINs in the dataset, which makes it 8th of 24 banks with a BIN page in Vietnam. The HO Chi Minh City Development Joint Stock Commercial Bank BIN list shows all of them with network, type and level.
Vietnam has 782 BINs in the dataset; among the 743 that name an issuer, the main networks are Visa (50%), Mastercard (30%), Private label (9%), and 46% are debit. See the Vietnam BIN list or the Vietnam card generator.
Mastercard number format for BIN 551638
| Starts with | 551638 (the BIN). First digit 5: banking and financial |
|---|---|
| Length | 16 digits |
| Security code | 3-digit CVC2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 5516 3843 6697 0626 |
A checkout that receives a number starting with 551638 should detect Mastercard, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 551638 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from HO Chi Minh City Development Joint Stock Commercial Bank
All 21 BINs of HO Chi Minh City Development Joint Stock Commercial Bank →
Frequently asked questions
Which bank issued BIN 551638?
BIN 551638 is registered to HO Chi Minh City Development Joint Stock Commercial Bank in Vietnam. The dataset lists the website www.hdbank.com.vn. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 551638 a debit or a credit card BIN?
It is recorded as debit, product level Gold. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 551638 have?
Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 551638?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by HO Chi Minh City Development Joint Stock Commercial Bank, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
BIN checker · BIN list by country · BIN generator · Free BIN API
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.