FakecreditcardAbout BIN 631931
In our BIN data, 631931 is a NewDay debit card range that belongs to GE Capital, registered in the United Kingdom. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
With 21 BINs, GE Capital ranks 48th among the 79 banks we list for the United Kingdom. The GE Capital BIN list shows all of them with network, type and level.
Across the United Kingdom, the dataset counts 7,554 BINs; among the 5,192 that name an issuer, the main networks are Visa (36%), Mastercard (32%), American Express (10%), and 54% are debit. See the United Kingdom BIN list or the United Kingdom card generator.
NewDay number format for BIN 631931
| Starts with | 631931 (the BIN). First digit 6: merchandising and banking |
|---|---|
| Length | 16 digits is typical for this prefix |
| Security code | 3 digits on most cards |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 6319 3135 5673 2030 |
When you test with this BIN, check that your form shows the NewDay logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
BINs just below and above 631931. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.
More BINs from GE Capital
Frequently asked questions
Which bank issued BIN 631931?
BIN 631931 is registered to GE Capital in the United Kingdom. The dataset lists the website www.gecapitalrealestate.com. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 631931 a debit or a credit card BIN?
It is recorded as debit. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 631931 have?
Numbers with this prefix are usually 16 digits long. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 631931?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by GE Capital, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
BIN checker · BIN list by country · BIN generator · Free BIN API
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.