Real BINs from banks in Saudi Arabia
The generator above is preset with BIN 414627, a Visa credit range of Al Rajhi Banking and Investment Corp. Pick another bank's BIN below to switch — each number keeps the BIN, gets random digits and a Luhn check digit, and comes with a random expiry date and CVV.
| BIN | Issuer | Network | Type · level | Use this BIN |
|---|---|---|---|---|
| 414627 | Al Rajhi Banking and Investment Corp. | Visa | Credit · Platinum | Use |
| 519341 | The Saudi National Bank | Mastercard | Credit · Platinum | Use |
| 401883 | Banque Saudi Fransi | Visa | Credit · Signature | Use |
| 513213 | Riyad Bank | Mastercard | Debit · Prepaid Reloadable | Use |
| 520431 | Arab National Bank | Mastercard | Credit · Platinum | Use |
| 403872 | Al Bilad Bank | Visa | Debit · Prepaid Classic | Use |
| 407395 | Alinma Bank | Visa | Debit · Prepaid Classic | Use |
| 428375 | Bank Al Jazira | Visa | Credit · Platinum | Use |
Each row is a different bank: its most common Visa or Mastercard range. All 711 BINs with a named issuer are in the Saudi Arabia BIN list.
Local card networks in Saudi Arabia
Local schemes are where card forms usually break: their prefixes are missing from many brand-detection libraries. These are the domestic networks of Saudi Arabia.
| Scheme | Card numbers start with | Length | Online | About |
|---|---|---|---|---|
| mada Saudi Payments (wholly owned subsidiary of the Saudi Central Bank, SAMA) |
403024, 406136, 406996, 407520, 409201, 410621, 410685, 410834, 412565, 417633, 419593, 420132 and 103 more | 16 | Yes | Saudi Arabia's national payment network; mada changes its approved BIN list often (Checkout.com's CSV, last updated 2 September 2026, holds 115 6- and 8-digit BINs), and mada cards in Apple Pay all use BIN 506968. Usually co-badged with Visa or Mastercard (most mada BINs are 4xxxx or 5xxxx); a few mada-only BINs such as 588845, 604906, 636120 and 9682xx exist. Source |
Card networks and card types in Saudi Arabia
Saudi Arabia has 741 BINs in the dataset; 711 name the issuing bank, spread over 44 issuers. The largest network is Visa with 48% of the ranges, followed by Mastercard (30%). Credit ranges outnumber debit ranges 508 to 233. Visa ranges outnumber Mastercard 1.6 to 1. 85 ranges are prepaid or gift products and 93 are business, corporate or commercial cards.
| Network | BINs | Share | Debit | Credit |
|---|---|---|---|---|
| Visa | 356 | 48% | 129 | 227 |
| Mastercard | 225 | 30% | 63 | 162 |
| UATP | 100 | 13% | 0 | 100 |
| Maestro | 24 | 3% | 24 | 0 |
| Local brand | 16 | 2% | 16 | 0 |
| American Express | 11 | 1% | 0 | 11 |
| Diners Club | 7 | 1% | 0 | 7 |
| UnionPay | 1 | less than 1% | 0 | 1 |
Most common product levels: Platinum (123), UATP (100), Standard (47), Classic (44), Signature (41).
Largest card issuers in Saudi Arabia
The 10 banks with the most BINs in the data, out of 44 named issuers. Together, Saudi Arabian Airlines (SV), Al Rajhi Banking and Investment and Saudi National Bank issue 33% of the ranges that name a bank. Click a bank to see every BIN it has in Saudi Arabia.
| Issuer | BINs | Main network | Debit |
|---|---|---|---|
| Saudi Arabian Airlines (SV) | 100 | UATP | 0% |
| Al Rajhi Banking and Investment Corp. | 78 | Visa | 33% |
| The Saudi National Bank | 55 | Mastercard | 24% |
| Banque Saudi Fransi | 50 | Visa | 28% |
| Riyad Bank | 50 | Mastercard | 38% |
| Arab National Bank | 41 | Visa | 39% |
| Al Bilad Bank | 37 | Visa | 54% |
| Alinma Bank | 34 | Visa | 44% |
| Bank Al Jazira | 32 | Visa | 38% |
| Samba Financial Group | 29 | Mastercard | 31% |
Payment testing notes for Saudi Arabia
- Currency: SAR (Saudi riyal). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
- Card authentication: For mada cards processed in Saudi Arabia, 3-D Secure and the CVV are mandatory on all customer-initiated transactions; mada transactions must also be captured in full (no partial captures or auth-only). Source
- Card country: Fraud rules often compare the BIN country (SA) with the shopper's IP address and billing address. Use a BIN from Saudi Arabia for the domestic path and a foreign BIN for cross-border rules.
- Debit vs credit: Debit makes up just 31% of the ranges here, below 53 of the other 62 countries we cover. Card type matters for surcharges, installment plans and stored-card billing: test each.
- Billing details: postcodes in Saudi Arabia are 5 digits, optionally followed by a hyphen and 4 more digits (e.g. 12345 or 12345-6789); phone numbers use +966 — 9-digit national number; mobiles start with 5 (05X XXX XXXX nationally).
- mada is Saudi Arabia's national debit network; most local debit cards carry it.
Paying online in Saudi Arabia: local methods and gateways
Cards are only part of the picture. These payment methods are popular in Saudi Arabia and usually sit next to the card form at checkout:
- STC Pay (wallet) — Saudi mobile wallet supported by local gateways such as Moyasar alongside mada and Apple Pay. Source
- Tamara (BNPL) — Saudi buy-now-pay-later checkout via redirect. Source
- Tabby (BNPL) — Split a purchase into four interest-free instalments; operates in Saudi Arabia, the UAE and Kuwait. Source
- Apple Pay with mada (wallet) — mada cards can be added to Apple Pay; such transactions carry BIN 506968. Source
Payment gateways developers commonly integrate for Saudi Arabia, with their official sandbox docs:
| Gateway | About | Test cards |
|---|---|---|
| Moyasar | Saudi gateway with a sandbox (pk_test_ keys) and published test cards for card and mada scenarios. | Official docs |
| PayTabs | Regional gateway; test cards work only with test profiles and are listed under Developers > Testing. | Official docs |
| Tap Payments | GCC gateway with a published testing-cards reference. | Official docs |
| Amazon Payment Services | Offers a downloadable mada BIN list and sandbox test cards, including a mada test card. | Official docs |
Card generators for other countries
← Generators for other countries · Saudi Arabia BIN list · BIN generator · BIN checker
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
Frequently asked questions
Can I generate a Saudi Arabia credit card number for testing?
Yes: the default prefix is 414627, a Visa credit range of Al Rajhi Banking and Investment Corp. The generator adds random digits and a Luhn check digit, plus an expiry date and CVV. No bank issued them, so they carry no account and real payments are declined.
Which card networks are most common in Saudi Arabia?
By BIN count in our data: Visa 48%, Mastercard 30%, UATP 13%, Maestro 3%. Debit ranges make up 31% and credit ranges 69%.
Which BINs do Visa cards from Saudi Arabia start with?
Examples from different banks: 414627 (Al Rajhi Banking and Investment Corp.); 401883 (Banque Saudi Fransi); 403872 (Al Bilad Bank); 407395 (Alinma Bank). See the Saudi Arabia BIN list for every bank.
Which currency should I use to test payments from Saudi Arabia?
SAR (Saudi riyal). Gateway APIs usually expect amounts in the smallest unit (for example 1050 for 10.50). If you sell abroad, test SAR and your settlement currency — cards from Saudi Arabia work with both.
Are these Saudi Arabia card numbers real? Can I pay with them?
They do not. A generated number only has the right shape; Al Rajhi Banking and Investment or any other issuer has never heard of it, so authorization always fails. Real alternatives: a virtual card from a bank in Saudi Arabia or a wallet such as STC Pay and Apple Pay with mada. Testing a checkout? Use your gateway’s sandbox test cards.
What does a mada card number look like?
mada numbers start with 403024, 406136, 406996, 407520, 409201 and 410621 and have 16 digits with a Luhn check digit. Saudi Arabia's national payment network; mada changes its approved BIN list often (Checkout.com's CSV, last updated 2 September 2026, holds 115 6- and 8-digit BINs), and mada cards in Apple Pay all use BIN 506968. Make sure your card form accepts these prefixes instead of rejecting them as an unknown brand.
Which payment methods should a checkout for Saudi Arabia offer next to cards?
STC Pay: Saudi mobile wallet supported by local gateways such as Moyasar alongside mada and Apple Pay. Tamara: Saudi buy-now-pay-later checkout via redirect. Tabby: Split a purchase into four interest-free instalments; operates in Saudi Arabia, the UAE and Kuwait.