FakecreditcardReal BINs from banks in the United Kingdom
The generator above is preset with BIN 493600, a Visa debit range of National Westminster Bank PLC. Pick another bank's BIN below to switch — each number keeps the BIN, gets random digits and a Luhn check digit, and comes with a random expiry date and CVV.
| BIN | Issuer | Network | Type · level | Use this BIN |
|---|---|---|---|---|
| 493600 | National Westminster Bank PLC | Visa | Debit | Use |
| 491100 | Bank of Scotland PLC | Visa | Debit · ATM Card | Use |
| 492801 | Barclays Bank PLC | Visa | Debit · ATM Card | Use |
| 475710 | Royal Bank of Scotland PLC | Visa | Debit | Use |
| 223367 | Optal Financial, Ltd. | Mastercard | Credit · B2B | Use |
| 444007 | Lloyds Bank PLC | Visa | Debit · Classic | Use |
| 511447 | Entropay, Ltd. | Mastercard | Credit · B2B | Use |
| 513006 | HSBC Bank PLC | Mastercard | Credit | Use |
One BIN per bank — the most common Visa or Mastercard product of each of the largest issuers. All 5,192 BINs with a named issuer are in the United Kingdom BIN list.
Largest card issuers in the United Kingdom
The 10 banks with the most BINs in the data, out of 496 named issuers. Each bank with ten or more BINs has a page listing all of them.
| Issuer | BINs | Main network | Debit |
|---|---|---|---|
| National Westminster Bank PLC | 276 | Visa | 68% |
| Bank of Scotland PLC | 257 | Visa | 73% |
| Barclays Bank PLC | 178 | Visa | 52% |
| Royal Bank of Scotland PLC | 176 | Maestro | 86% |
| Optal Financial, Ltd. | 164 | Mastercard | 2% |
| Amex UK Globestar | 130 | American Express | 0% |
| British Airways (BA) | 100 | UATP | 0% |
| PayPal | 100 | UATP | 0% |
| Tuifly GmbH (HF) | 100 | UATP | 0% |
| Bpsupercharge | 99 | PHH fuel card | 100% |
Card networks and card types in the United Kingdom
The United Kingdom has 7,554 BINs in the dataset; 5,192 name the issuing bank, spread over 496 issuers. The largest network is Visa with 33% of the ranges, followed by Maestro (25%). Debit ranges outnumber credit ranges 4,578 to 2,973. 801 ranges are prepaid or gift products and 1,225 are business, corporate or commercial cards.
| Network | BINs | Share | Debit | Credit |
|---|---|---|---|---|
| Visa | 2,472 | 33% | 1,451 | 1,019 |
| Maestro | 1,885 | 25% | 1,884 | 1 |
| Mastercard | 1,718 | 23% | 847 | 871 |
| American Express | 535 | 7% | 20 | 514 |
| UATP | 300 | 4% | 0 | 300 |
| Diners Club | 287 | 4% | 24 | 263 |
| PHH fuel card | 198 | 3% | 198 | 0 |
| UK fuel card | 30 | less than 1% | 30 | 0 |
Most common product levels: Standard (1,790), Classic (584), Prepaid (426), ATM Card (377), Personal (342).
Payment testing notes for the United Kingdom
- Currency: GBP (pound sterling). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
- Card country: fraud rules often compare the BIN country (GB) with the shopper's IP address and billing address. Generate numbers with a BIN from the United Kingdom to test the domestic path, and with a foreign BIN to test cross-border rules.
- Debit vs credit: 60% of the BINs from the United Kingdom are debit ranges. If your checkout treats debit differently (fees, installments, recurring billing), test with a BIN of each type from the table above.
- Strong Customer Authentication (SCA) applies to most online card payments, so test 3-D Secure challenge and frictionless flows in your gateway's sandbox.
- UK AVS checks the numeric parts of the postcode and the house number.
Generated numbers only pass format checks: network prefix, length and the Luhn checksum. They are not issued by any bank in the United Kingdom, carry no money and are declined by every real payment system — use them for forms, validation and BIN rules, and switch to your gateway's documented test cards for approvals and declines.
← Generators for other countries · United Kingdom BIN list · BIN generator · BIN checker
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
Frequently asked questions
Can I generate a United Kingdom credit card number for testing?
Yes. The generator on this page starts every number with a real BIN registered to a bank in the United Kingdom — by default 493600 (National Westminster Bank PLC, Visa debit). The remaining digits are random and the last one is a Luhn check digit. No bank issued the number, so it carries no account and real payments with it are declined.
Which card networks are most common in United Kingdom?
By BIN count in our data: Visa 33%, Maestro 25%, Mastercard 23%, American Express 7%. Debit ranges make up 61% and credit ranges 39%.
Which BINs do Visa cards from the United Kingdom start with?
Examples from different banks: 493600 (National Westminster Bank PLC); 491100 (Bank of Scotland PLC); 492801 (Barclays Bank PLC); 475710 (Royal Bank of Scotland PLC). See the United Kingdom BIN list for every bank.
Which currency should I use to test payments from United Kingdom?
GBP (pound sterling). Gateway APIs usually expect amounts in the smallest unit (for example 1050 for 10.50). A card from any country can pay in any currency the merchant supports; the issuer handles conversion.
Will these numbers pass a payment gateway?
They pass format checks — length, network prefix and the Luhn checksum — so they are ideal for testing form validation and BIN-based rules. Gateways in test mode want their own documented test cards for approvals and declines; in live mode every generated number is declined because no bank has issued it.