164BINs
2%debit
98%credit
2networks
164 card prefixes in the dataset belong to Optal Financial, Ltd., an issuer in the United Kingdom. Mastercard accounts for 155 of them (95%), followed by Visa (9). 4 are debit ranges and 160 are credit ranges (2% debit).
Within the United Kingdom it holds 3% of the BINs with a known issuer and ranks 5th of 490 issuers in the data.
By product level, the data shows B2B (131), Corporate (23) and Business (6). 164 are marked as business, corporate or commercial.
Generate test numbers (223367) United Kingdom card generator
Optal Financial, Ltd. BINs by network
Optal Financial, Ltd. BIN table
All 164 BINs, sorted by number. “Generate” opens the test card generator with that BIN.
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Frequently asked questions
Which card networks does Optal Financial issue?
In our data Optal Financial, Ltd. has 164 BINs: Mastercard (155 BINs), Visa (9 BINs). 2% are debit ranges and 98% credit ranges.
What are the first 6 digits of a Optal Financial card?
The first 6 digits are the BIN. Optal Financial, Ltd. BINs include 223367, 528056, 553497; the table above lists all of them. A BIN identifies the bank and card type, never a person or an account.
Can I make a real, usable Optal Financial card number from a BIN?
No. A number built from a BIN passes format checks (prefix, length and the Luhn check digit), but no bank issued it, so every real payment with it is declined. To test a checkout use your payment gateway’s sandbox test cards; to pay online without exposing your card, ask Optal Financial or another issuer for a virtual card.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card,
cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for
development and QA only and are declined by every real payment system.
BIN data: bin-list-data
by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0.
Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.