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Prefix 4 · 13, 16, 19 digits · 3-digit CVV

Côte d'Ivoire Credit Card Generator

Generate test card numbers that start with real BINs from banks in Côte d'Ivoire — preset with Ecobank Cote D'Ivoire (402664). Luhn-valid, with expiry date and CVV. Test data only, not real cards.

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Runs in your browser · 8 networks · 374,788 BINs

Local bank BINs
Generated cards

Test data only — these numbers are not issued by any bank and every real payment with them will be declined. Need a card that works online? Ask your bank for a virtual card. Testing a checkout? Use your gateway’s sandbox test cards.

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Prefix 4 · 13, 16, 19 digits · 3-digit CVV

Generated locally with your browser’s crypto API — nothing is sent to a server.

Visa format

Starts with
4
Length
13, 16, 19
Security code
3
Stripe
4242 4242 4242 4242
Visa generator
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Real BINs from banks in Côte d'Ivoire

The generator above is preset with BIN 402664, a Visa debit range of Ecobank Cote D'Ivoire. Click "Use" next to any other bank to switch; the BIN stays fixed while the rest of the Visa number is random, closed by a Luhn digit.

BINIssuerNetworkType · levelUse this BIN
402664 Ecobank Cote D'Ivoire VisaDebit · Classic Use
401027 United Bank for Africa (UBA) PLC VisaDebit · Classic Use
414456 Banque Nationale D'Investissement VisaDebit · Prepaid Classic Use
461373 Banque Atlantique - Cote D'Ivoire VisaDebit · Classic Use
414609 Nsia Banque CI VisaDebit · Prepaid Classic Use
420447 Orabank Cote D'Ivoire VisaDebit · Classic Use
414613 Societe Generale de Banques en Cote D'Ivoire (Sgbci) VisaDebit · Classic Use
409404 Bank of Africa-Cote D'Ivoire VisaDebit · Classic Use

Each row is a different bank: its most common Visa or Mastercard range. All 156 BINs with a named issuer are in the Côte d'Ivoire BIN list.

Local card networks in Côte d'Ivoire

Côte d'Ivoire runs domestic card networks next to Visa and Mastercard. Make sure your brand detection and validation accept their numbers.

SchemeCard numbers start withLengthOnlineAbout
GIM-UEMOA
Groupement Interbancaire Monétique de l'UEMOA (regional scheme backed by the BCEAO)
Visa/Mastercard BINs (co-badged) – Limited Regional interbank card used for ATM withdrawals and payments at GIM-UEMOA merchants across the West African Economic and Monetary Union; online acceptance is reported but thinly documented. No (regional card for the 8 WAEMU countries). Source
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Card networks and card types in Côte d'Ivoire

Our BIN data lists 170 BINs registered to Côte d'Ivoire, 156 of them with a named issuer across 39 banks. Visa is the most common network (69% of the BINs), followed by Mastercard (24%). Debit ranges outnumber credit ranges 157 to 13. Visa ranges outnumber Mastercard 2.9 to 1. 46 ranges are prepaid or gift products and 10 are business, corporate or commercial cards.

NetworkBINsShareDebitCredit
Visa117 69%1125
Mastercard41 24%356
Maestro5 3%50
Local brand5 3%50
American Express1 1%01
Diners Club1 1%01

Most common product levels: Classic (40), Prepaid Classic (23), Gold (20), Standard (16), Prepaid (13).

Largest card issuers in Côte d'Ivoire

The 10 banks with the most BINs in the data, out of 39 named issuers. The three largest issuers — Ecobank Cote D'Ivoire, United Bank for Africa (UBA) and Banque Nationale D'Investissement — hold 23% of the BINs with a named bank. Follow a bank name for its complete list of ranges.

IssuerBINsMain networkDebit
Ecobank Cote D'Ivoire16Visa94%
United Bank for Africa (UBA) PLC11Visa100%
Banque Nationale D'Investissement9Visa78%
Banque Atlantique - Cote D'Ivoire7Visa100%
Nsia Banque CI7Visa100%
Orabank Cote D'Ivoire7Visa100%
Societe Generale de Banques en Cote D'Ivoire (Sgbci)7Visa86%
Bank of Africa-Cote D'Ivoire6Visa83%
Banque Centrale Populaire6Mastercard83%
Banque Internationale pour le Commerce et L'Industrie de la Cote D'Ivoire6Visa100%

Payment testing notes for Côte d'Ivoire

Paying online in Côte d'Ivoire: local methods and gateways

Cards are only part of the picture. These payment methods are popular in Côte d'Ivoire and usually sit next to the card form at checkout:

Payment gateways developers commonly integrate for Côte d'Ivoire:

GatewayAboutTest cards
CinetPayIvorian aggregator covering Wave, Orange Money, MTN MoMo, Moov and Visa/Mastercard cards. –

Card generators for other countries

← Generators for other countries · Côte d'Ivoire BIN list · BIN generator · BIN checker

BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

Frequently asked questions

Can I generate a Côte d'Ivoire credit card number for testing?

Yes. Every number on this page starts with a real BIN registered to a bank in Côte d'Ivoire — by default 402664 (Ecobank Cote D'Ivoire, Visa debit). The remaining digits are random and the last one is a Luhn check digit. They are test data only: no account sits behind them.

Which card networks are most common in Côte d'Ivoire?

By BIN count in our data: Visa 69%, Mastercard 24%, Maestro 3%, Local brand 3%. Debit ranges make up 92% and credit ranges 8%.

Which BINs do Visa cards from Côte d'Ivoire start with?

Examples from different banks: 402664 (Ecobank Cote D'Ivoire); 401027 (United Bank for Africa (UBA) PLC); 414456 (Banque Nationale D'Investissement); 461373 (Banque Atlantique - Cote D'Ivoire). See the Côte d'Ivoire BIN list for every bank.

Which currency should I use to test payments from Côte d'Ivoire?

XOF (West African CFA franc). It has no minor unit, so amounts are whole numbers — many gateway APIs treat it as a zero-decimal currency and expect 1000, not 1000.00. Shoppers with cards from Côte d'Ivoire can still be charged in other currencies; their bank converts the amount.

Can I use a generated Côte d'Ivoire card number to buy something?

No — format only. Banks in Côte d'Ivoire decline numbers they never issued, which is every generated number. If you need to pay, a bank virtual card or a wallet such as Orange Money and Wave is the safe route. Testing a checkout? Use your gateway’s sandbox test cards.

Which payment methods should a checkout for Côte d'Ivoire offer next to cards?

Orange Money: Orange's mobile money wallet, accepted online through aggregators such as CinetPay. Wave: Mobile money wallet accepted online through aggregators such as CinetPay. MTN MoMo: MTN Mobile Money Côte d'Ivoire.

Related tools

Brand ranges at a glance

The prefixes and lengths your checkout must accept. Each brand has its own generator page.

For developers & QA

Test data that stays out of PCI scope

Use generated numbers for everything before the payment request, then switch to your gateway’s official sandbox cards for approvals, declines and 3-D Secure.

  • Test form validation & input masks
  • Seed staging databases and demos
  • Reproduce declines and 3-D Secure in the sandbox
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Official sandbox cards, per gateway

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