Real BINs from banks in Côte d'Ivoire
The generator above is preset with BIN 402664, a Visa debit range of Ecobank Cote D'Ivoire. Click "Use" next to any other bank to switch; the BIN stays fixed while the rest of the Visa number is random, closed by a Luhn digit.
| BIN | Issuer | Network | Type · level | Use this BIN |
|---|---|---|---|---|
| 402664 | Ecobank Cote D'Ivoire | Visa | Debit · Classic | Use |
| 401027 | United Bank for Africa (UBA) PLC | Visa | Debit · Classic | Use |
| 414456 | Banque Nationale D'Investissement | Visa | Debit · Prepaid Classic | Use |
| 461373 | Banque Atlantique - Cote D'Ivoire | Visa | Debit · Classic | Use |
| 414609 | Nsia Banque CI | Visa | Debit · Prepaid Classic | Use |
| 420447 | Orabank Cote D'Ivoire | Visa | Debit · Classic | Use |
| 414613 | Societe Generale de Banques en Cote D'Ivoire (Sgbci) | Visa | Debit · Classic | Use |
| 409404 | Bank of Africa-Cote D'Ivoire | Visa | Debit · Classic | Use |
Each row is a different bank: its most common Visa or Mastercard range. All 156 BINs with a named issuer are in the Côte d'Ivoire BIN list.
Local card networks in Côte d'Ivoire
Côte d'Ivoire runs domestic card networks next to Visa and Mastercard. Make sure your brand detection and validation accept their numbers.
| Scheme | Card numbers start with | Length | Online | About |
|---|---|---|---|---|
| GIM-UEMOA Groupement Interbancaire Monétique de l'UEMOA (regional scheme backed by the BCEAO) |
Visa/Mastercard BINs (co-badged) | – | Limited | Regional interbank card used for ATM withdrawals and payments at GIM-UEMOA merchants across the West African Economic and Monetary Union; online acceptance is reported but thinly documented. No (regional card for the 8 WAEMU countries). Source |
Card networks and card types in Côte d'Ivoire
Our BIN data lists 170 BINs registered to Côte d'Ivoire, 156 of them with a named issuer across 39 banks. Visa is the most common network (69% of the BINs), followed by Mastercard (24%). Debit ranges outnumber credit ranges 157 to 13. Visa ranges outnumber Mastercard 2.9 to 1. 46 ranges are prepaid or gift products and 10 are business, corporate or commercial cards.
| Network | BINs | Share | Debit | Credit |
|---|---|---|---|---|
| Visa | 117 | 69% | 112 | 5 |
| Mastercard | 41 | 24% | 35 | 6 |
| Maestro | 5 | 3% | 5 | 0 |
| Local brand | 5 | 3% | 5 | 0 |
| American Express | 1 | 1% | 0 | 1 |
| Diners Club | 1 | 1% | 0 | 1 |
Most common product levels: Classic (40), Prepaid Classic (23), Gold (20), Standard (16), Prepaid (13).
Largest card issuers in Côte d'Ivoire
The 10 banks with the most BINs in the data, out of 39 named issuers. The three largest issuers — Ecobank Cote D'Ivoire, United Bank for Africa (UBA) and Banque Nationale D'Investissement — hold 23% of the BINs with a named bank. Follow a bank name for its complete list of ranges.
| Issuer | BINs | Main network | Debit |
|---|---|---|---|
| Ecobank Cote D'Ivoire | 16 | Visa | 94% |
| United Bank for Africa (UBA) PLC | 11 | Visa | 100% |
| Banque Nationale D'Investissement | 9 | Visa | 78% |
| Banque Atlantique - Cote D'Ivoire | 7 | Visa | 100% |
| Nsia Banque CI | 7 | Visa | 100% |
| Orabank Cote D'Ivoire | 7 | Visa | 100% |
| Societe Generale de Banques en Cote D'Ivoire (Sgbci) | 7 | Visa | 86% |
| Bank of Africa-Cote D'Ivoire | 6 | Visa | 83% |
| Banque Centrale Populaire | 6 | Mastercard | 83% |
| Banque Internationale pour le Commerce et L'Industrie de la Cote D'Ivoire | 6 | Visa | 100% |
Payment testing notes for Côte d'Ivoire
- Currency: XOF (West African CFA franc). It has no minor unit, so amounts are whole numbers; most gateway APIs treat XOF as a zero-decimal currency (send 1000, not 100000).
- Card country: Checkouts that route domestic and international cards differently decide by the BIN country. A BIN from Côte d'Ivoire tests the domestic route; any foreign BIN tests the cross-border one.
- Debit vs credit: At 92% debit ranges, Côte d'Ivoire is more debit-heavy than 62 of the 62 other countries on this site. Card type matters for surcharges, installment plans and stored-card billing: test each.
- Billing details: phone numbers use +225 — 10-digit national number; mobiles start with 01, 05 or 07, landlines with 2.
- Mobile money (Orange Money, MTN, Wave) is widely used next to cards in Côte d'Ivoire.
Paying online in Côte d'Ivoire: local methods and gateways
Cards are only part of the picture. These payment methods are popular in Côte d'Ivoire and usually sit next to the card form at checkout:
- Orange Money (wallet) — Orange's mobile money wallet, accepted online through aggregators such as CinetPay. Source
- Wave (wallet) — Mobile money wallet accepted online through aggregators such as CinetPay. Source
- MTN MoMo (wallet) — MTN Mobile Money Côte d'Ivoire. Source
- Moov Money (wallet) — Moov Africa's mobile money wallet. Source
Payment gateways developers commonly integrate for Côte d'Ivoire:
| Gateway | About | Test cards |
|---|---|---|
| CinetPay | Ivorian aggregator covering Wave, Orange Money, MTN MoMo, Moov and Visa/Mastercard cards. | – |
Card generators for other countries
← Generators for other countries · Côte d'Ivoire BIN list · BIN generator · BIN checker
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
Frequently asked questions
Can I generate a Côte d'Ivoire credit card number for testing?
Yes. Every number on this page starts with a real BIN registered to a bank in Côte d'Ivoire — by default 402664 (Ecobank Cote D'Ivoire, Visa debit). The remaining digits are random and the last one is a Luhn check digit. They are test data only: no account sits behind them.
Which card networks are most common in Côte d'Ivoire?
By BIN count in our data: Visa 69%, Mastercard 24%, Maestro 3%, Local brand 3%. Debit ranges make up 92% and credit ranges 8%.
Which BINs do Visa cards from Côte d'Ivoire start with?
Examples from different banks: 402664 (Ecobank Cote D'Ivoire); 401027 (United Bank for Africa (UBA) PLC); 414456 (Banque Nationale D'Investissement); 461373 (Banque Atlantique - Cote D'Ivoire). See the Côte d'Ivoire BIN list for every bank.
Which currency should I use to test payments from Côte d'Ivoire?
XOF (West African CFA franc). It has no minor unit, so amounts are whole numbers — many gateway APIs treat it as a zero-decimal currency and expect 1000, not 1000.00. Shoppers with cards from Côte d'Ivoire can still be charged in other currencies; their bank converts the amount.
Can I use a generated Côte d'Ivoire card number to buy something?
No — format only. Banks in Côte d'Ivoire decline numbers they never issued, which is every generated number. If you need to pay, a bank virtual card or a wallet such as Orange Money and Wave is the safe route. Testing a checkout? Use your gateway’s sandbox test cards.
Which payment methods should a checkout for Côte d'Ivoire offer next to cards?
Orange Money: Orange's mobile money wallet, accepted online through aggregators such as CinetPay. Wave: Mobile money wallet accepted online through aggregators such as CinetPay. MTN MoMo: MTN Mobile Money Côte d'Ivoire.