FakecreditcardReal BINs from banks in South Africa
The generator above is preset with BIN 400738, a Visa debit range of Firstrand Bank, Ltd. Pick another bank's BIN below to switch — each number keeps the BIN, gets random digits and a Luhn check digit, and comes with a random expiry date and CVV.
| BIN | Issuer | Network | Type · level | Use this BIN |
|---|---|---|---|---|
| 400738 | Firstrand Bank, Ltd. | Visa | Debit · Classic | Use |
| 520997 | Standard Bank of South Africa, Ltd. | Mastercard | Debit · Prepaid | Use |
| 405996 | Nedbank, Ltd. | Visa | Debit · Classic | Use |
| 456536 | ABSA Group, Ltd. | Visa | Credit | Use |
| 515238 | ABSA Bank, Ltd. | Mastercard | Debit · Standard | Use |
| 418736 | Bidvest Bank, Ltd. | Visa | Debit · Platinum | Use |
| 414045 | Capitec Bank, Ltd. | Visa | Credit · Business | Use |
| 414040 | Mercantile Bank, Ltd. | Visa | Debit · Prepaid | Use |
One BIN per bank — the most common Visa or Mastercard product of each of the largest issuers. All 811 BINs with a named issuer are in the South Africa BIN list.
Largest card issuers in South Africa
The 10 banks with the most BINs in the data, out of 50 named issuers. Each bank with ten or more BINs has a page listing all of them.
| Issuer | BINs | Main network | Debit |
|---|---|---|---|
| Firstrand Bank, Ltd. | 136 | Visa | 39% |
| Standard Bank of South Africa, Ltd. | 111 | Mastercard | 42% |
| Nedbank, Ltd. | 108 | Visa | 37% |
| ABSA Group, Ltd. | 104 | Visa | 26% |
| ABSA Bank, Ltd. | 86 | Mastercard | 47% |
| DC South Africa | 42 | Diners Club | 14% |
| Bidvest Bank, Ltd. | 36 | Visa | 92% |
| Capitec Bank, Ltd. | 25 | Visa | 56% |
| Mercantile Bank, Ltd. | 20 | Visa | 65% |
| Access Bank (South Africa), Ltd. | 17 | Mastercard | 82% |
Card networks and card types in South Africa
South Africa has 919 BINs in the dataset; 811 name the issuing bank, spread over 50 issuers. Visa is the most common network (49% of the BINs), followed by Mastercard (26%). Debit ranges outnumber credit ranges 462 to 457. 92 ranges are prepaid or gift products and 126 are business, corporate or commercial cards.
| Network | BINs | Share | Debit | Credit |
|---|---|---|---|---|
| Visa | 454 | 49% | 241 | 213 |
| Mastercard | 239 | 26% | 132 | 107 |
| Local brand | 73 | 8% | 4 | 69 |
| Maestro | 66 | 7% | 66 | 0 |
| Diners Club | 49 | 5% | 6 | 43 |
| American Express | 28 | 3% | 5 | 23 |
| Private label | 5 | 1% | 4 | 1 |
| UnionPay | 4 | less than 1% | 4 | 0 |
Most common product levels: Standard (124), Classic (121), Gold (78), Platinum (65), Business (61).
Payment testing notes for South Africa
- Currency: ZAR (South African rand). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
- Card country: fraud rules often compare the BIN country (ZA) with the shopper's IP address and billing address. Generate numbers with a BIN from South Africa to test the domestic path, and with a foreign BIN to test cross-border rules.
- Debit vs credit: 50% of the BINs from South Africa are debit ranges. If your checkout treats debit differently (fees, installments, recurring billing), test with a BIN of each type from the table above.
Generated numbers only pass format checks: network prefix, length and the Luhn checksum. They are not issued by any bank in South Africa, carry no money and are declined by every real payment system — use them for forms, validation and BIN rules, and switch to your gateway's documented test cards for approvals and declines.
← Generators for other countries · South Africa BIN list · BIN generator · BIN checker
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
Frequently asked questions
Can I generate a South Africa credit card number for testing?
Yes. The generator on this page starts every number with a real BIN registered to a bank in South Africa — by default 400738 (Firstrand Bank, Ltd, Visa debit). The remaining digits are random and the last one is a Luhn check digit. No bank issued the number, so it carries no account and real payments with it are declined.
Which card networks are most common in South Africa?
By BIN count in our data: Visa 49%, Mastercard 26%, Local brand 8%, Maestro 7%. Debit ranges make up 50% and credit ranges 50%.
Which BINs do Visa cards from South Africa start with?
Examples from different banks: 400738 (Firstrand Bank, Ltd.); 405996 (Nedbank, Ltd.); 456536 (ABSA Group, Ltd.); 418736 (Bidvest Bank, Ltd.). See the South Africa BIN list for every bank.
Which currency should I use to test payments from South Africa?
ZAR (South African rand). Gateway APIs usually expect amounts in the smallest unit (for example 1050 for 10.50). A card from any country can pay in any currency the merchant supports; the issuer handles conversion.
Will these numbers pass a payment gateway?
They pass format checks — length, network prefix and the Luhn checksum — so they are ideal for testing form validation and BIN-based rules. Gateways in test mode want their own documented test cards for approvals and declines; in live mode every generated number is declined because no bank has issued it.