South Africa Credit Card Generator

Real BINs from banks in South Africa

The generator above is preset with BIN 400738, a Visa debit range of Firstrand Bank, Ltd. Pick another bank's BIN below to switch — each number keeps the BIN, gets random digits and a Luhn check digit, and comes with a random expiry date and CVV.

One BIN per bank — the most common Visa or Mastercard product of each of the largest issuers. All 809 BINs with a named issuer are in the South Africa BIN list.

Largest card issuers in South Africa

The 10 banks with the most BINs in the data, out of 48 named issuers. The three largest issuers — Firstrand Bank, Standard Bank of South Africa and Nedbank — hold 44% of the BINs with a named bank. Follow a bank name for its complete list of ranges.

Card networks and card types in South Africa

South Africa has 919 BINs in the dataset; 809 name the issuing bank, spread over 48 issuers. Visa is the most common network (49% of the BINs), followed by Mastercard (26%). Debit ranges outnumber credit ranges 462 to 457. Visa ranges outnumber Mastercard 1.9 to 1. 92 ranges are prepaid or gift products and 126 are business, corporate or commercial cards.

Most common product levels: Standard (124), Classic (121), Gold (78), Platinum (65), Business (61).

Payment testing notes for South Africa

• Currency: ZAR (South African rand). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
• Card authentication: The Payments Association of South Africa (PASA) mandated 3-D Secure for card-not-present e-commerce by South African merchants (decided February 2013, deadline February 2014); merchants who skip it face bank and card-scheme fines. Source
• Card country: Geo checks match the issuing country of the BIN (ZA) against IP and address. Generate one batch with a local BIN and one with a foreign BIN to cover both outcomes.
• Debit vs credit: Debit makes up 50% of the ranges here; only 23 of the other 62 countries we cover have a higher debit share. Debit and credit often follow different rules for refunds, installments and recurring billing, so cover both types.
• Billing details: postcodes in South Africa are 4 digits (e.g. 2000); phone numbers use +27 — 9-digit national number after the trunk 0 (0AA XXX XXXX nationally); mobiles start with 6, 7 or 8. Generate South Africa test addresses.

Paying online in South Africa: local methods and gateways

Cards are only part of the picture. These payment methods are popular in South Africa and usually sit next to the card form at checkout:

• Ozow (bank transfer) — Instant EFT: the shopper pays from their own bank account via a redirect. Source
• Capitec Pay (bank transfer) — Capitec bank customers approve the payment in the Capitec app. Source
• Payflex (BNPL) — South African buy-now-pay-later checkout via redirect. Source
• Stitch (bank transfer) — Account-to-account bank payment offered as a redirect method. Source

Payment gateways developers commonly integrate for South Africa:

Card generators for other countries

• 🇳🇬 Nigeria
• 🇰🇪 Kenya
• 🇬🇭 Ghana
• 🇨🇮 Côte d'Ivoire
• 🇺🇸 United States
• 🇨🇳 China
• 🇨🇦 Canada
• 🇯🇵 Japan

← Generators for other countries · South Africa BIN list · BIN generator · BIN checker

BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.