FakecreditcardReal BINs from banks in Thailand
The generator above is preset with BIN 403375, a Visa credit range of United Overseas Bank(thai) Public Company, Ltd. Pick another bank's BIN below to switch — each number keeps the BIN, gets random digits and a Luhn check digit, and comes with a random expiry date and CVV.
| BIN | Issuer | Network | Type · level | Use this BIN |
|---|---|---|---|---|
| 403375 | United Overseas Bank(thai) Public Company, Ltd | Visa | Credit · Platinum | Use |
| 404870 | Bangkok Bank Public Co., Ltd | Visa | Credit | Use |
| 439113 | Krungthai Card Public Co., Ltd | Visa | Credit · Platinum | Use |
| 401367 | Tmbthanachart Bank Public Company, Ltd | Visa | Debit · Classic | Use |
| 402339 | Kasikornbank Public Co., Ltd | Visa | Credit · Classic | Use |
| 424952 | Bank of Ayudhya Public Co., Ltd | Visa | Credit | Use |
| 434087 | Siam Commercial Bank Public Co., Ltd | Visa | Credit | Use |
| 413518 | Krung Thai Bank Public Co., Ltd | Visa | Debit · Prepaid | Use |
One representative Visa/Mastercard range per major bank. All 547 BINs with a named issuer are in the Thailand BIN list.
Local card networks in Thailand
Besides the international networks, Thailand has its own card scheme. Its numbers often use prefixes that a Visa/Mastercard-only form rejects or labels wrongly, so test them on purpose.
| Scheme | Card numbers start with | Length | Online | About |
|---|---|---|---|---|
| TPN (Thai Payment Network) Thai Payment Network Co., Ltd. (joint venture of UnionPay International and major Thai banks such as Bangkok Bank) |
Visa/Mastercard BINs (co-badged) | – | Limited | Domestic switch for Thai interbank debit transactions, live since February 2016; Bangkok Bank issued the first UnionPay-TPN domestic debit card in May 2016. Most Thai banks still issue Visa and Mastercard debit cards, and National ITMX also switches local debit. Yes, UnionPay-TPN debit cards (UnionPay BINs). Source |
Card networks and card types in Thailand
We count 678 card BINs for Thailand — 547 with a known issuer, from 67 banks. The largest network is Visa with 49% of the ranges, followed by Mastercard (21%). Credit ranges outnumber debit ranges 448 to 230. Visa ranges outnumber Mastercard 2.3 to 1. 58 ranges are prepaid or gift products and 65 are business, corporate or commercial cards.
| Network | BINs | Share | Debit | Credit |
|---|---|---|---|---|
| Visa | 329 | 49% | 132 | 197 |
| Mastercard | 145 | 21% | 42 | 103 |
| American Express | 73 | 11% | 0 | 73 |
| Diners Club | 57 | 8% | 0 | 57 |
| Maestro | 45 | 7% | 45 | 0 |
| UnionPay | 16 | 2% | 9 | 7 |
| JCB | 11 | 2% | 0 | 11 |
| Private label | 2 | less than 1% | 2 | 0 |
Most common product levels: Standard (116), Platinum (90), Classic (80), Gold (35), Personal (27).
Largest card issuers in Thailand
The 10 banks with the most BINs in the data, out of 67 named issuers. United Overseas Bank(thai) Public, American Express and Bangkok Bank Public alone account for 23% of the named BINs in Thailand. Click a bank to see every BIN it has in Thailand.
| Issuer | BINs | Main network | Debit |
|---|---|---|---|
| United Overseas Bank(thai) Public Company, Ltd. | 45 | Visa | 22% |
| American Express | 42 | American Express | 0% |
| Bangkok Bank Public Company, Ltd. | 41 | Visa | 24% |
| Krungthai Card Public Co., Ltd. | 37 | Visa | 11% |
| Tmbthanachart Bank Public Company, Ltd. | 36 | Visa | 36% |
| Kasikornbank Public Company, Ltd. | 31 | Visa | 45% |
| AE - Thailand | 26 | American Express | 0% |
| Bank of Ayudhya Public Co., Ltd. | 24 | Visa | 54% |
| The Siam Commercial Bank Public Company, Ltd. | 22 | Visa | 41% |
| Krung Thai Bank Public Company, Ltd. | 21 | Visa | 90% |
Payment testing notes for Thailand
- Currency: THB (Thai baht). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
- Card authentication: Thai issuers use 3-D Secure with an OTP for online card payments, which the Bank of Thailand and the Thai Bankers' Association push for every online card use; we found no single BoT rule that makes it mandatory. Source
- Card country: Geo checks match the issuing country of the BIN (TH) against IP and address. Generate one batch with a local BIN and one with a foreign BIN to cover both outcomes.
- Debit vs credit: Debit makes up just 34% of the ranges here, below 49 of the other 62 countries we cover. Card type matters for surcharges, installment plans and stored-card billing: test each.
- Billing details: postcodes in Thailand are 5 digits (first two show the province, next two the district) (e.g. 10200); phone numbers use +66 — 9-digit mobile number after +66, mobiles start with 6, 8 or 9 (national trunk prefix 0).
- PromptPay QR payments are a common alternative to cards.
Paying online in Thailand: local methods and gateways
Cards are only part of the picture. These payment methods are popular in Thailand and usually sit next to the card form at checkout:
- PromptPay (QR) — Thailand's national real-time payment and QR scheme; gateways create a PromptPay QR the customer scans in any banking app. Source
- TrueMoney Wallet (wallet) — Thai e-wallet paid by redirect with an OTP or app confirmation (Omise limits THB 20 to 100,000). Source
Payment gateways developers commonly integrate for Thailand, with their official sandbox docs:
| Gateway | About | Test cards |
|---|---|---|
| Omise (Opn Payments) | Bangkok-based gateway for cards, PromptPay, TrueMoney and mobile banking; test mode accepts its published test cards with any expiry and CVV. | Official docs |
| 2C2P | Southeast Asian PSP with a sandbox that mirrors production and lists test cards for Visa, Mastercard, Amex, JCB and UnionPay, plus country-specific test data. | Official docs |
Card generators for other countries
← Generators for other countries · Thailand BIN list · BIN generator · BIN checker
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
Frequently asked questions
Can I generate a Thailand credit card number for testing?
Yes: the default prefix is 403375, a Visa credit range of United Overseas Bank(thai) Public Company, Ltd. The generator adds random digits and a Luhn check digit, plus an expiry date and CVV. Nothing is attached to them, so any real charge is declined.
Which card networks are most common in Thailand?
By BIN count in our data: Visa 49%, Mastercard 21%, American Express 11%, Diners Club 8%. Debit ranges make up 34% and credit ranges 66%.
Which BINs do Visa cards from Thailand start with?
Examples from different banks: 403375 (United Overseas Bank(thai) Public Company, Ltd); 404870 (Bangkok Bank Public Co., Ltd); 439113 (Krungthai Card Public Co., Ltd); 401367 (Tmbthanachart Bank Public Company, Ltd). See the Thailand BIN list for every bank.
Which currency should I use to test payments from Thailand?
THB (Thai baht). Gateway APIs usually expect amounts in the smallest unit (for example 1050 for 10.50). Shoppers with cards from Thailand can still be charged in other currencies; their bank converts the amount.
Is a generated Thailand card number a real card?
No. They start with real BINs from banks in Thailand such as United Overseas Bank(thai) Public, but no bank issued them: no account, no money, no cardholder. Every real purchase, free trial or card check declines them. To pay online, use a virtual or prepaid card from your bank or a wallet such as TrueMoney Wallet. Testing a checkout? Use your gateway’s sandbox test cards.
How do people pay online in Thailand besides cards?
PromptPay: Thailand's national real-time payment and QR scheme; gateways create a PromptPay QR the customer scans in any banking app. TrueMoney Wallet: Thai e-wallet paid by redirect with an OTP or app confirmation (Omise limits THB 20 to 100,000).