FakecreditcardReal BINs from banks in Turkey
The generator above is preset with BIN 404308, a Visa credit range of Turkiye Garanti Bankasi A. S. Each row below is a different bank. Switching keeps that bank's prefix, randomizes the middle digits and recomputes the check digit, with a fresh expiry and CVV.
| BIN | Issuer | Network | Type · level | Use this BIN |
|---|---|---|---|---|
| 404308 | Turkiye Garanti Bankasi A. S. | Visa | Credit · Gold | Use |
| 533913 | Yapi VE Kredi Bankasi, A.S. | Mastercard | Credit · Standard | Use |
| 520019 | Deniz Bank, A.S. | Mastercard | Credit · Standard | Use |
| 420556 | Turkiye Is Bankasi, A.S. | Visa | Debit · Prepaid Classic | Use |
| 510138 | Turk Ekonomi Bankasi, A.S. | Mastercard | Credit · Standard | Use |
| 404591 | T.C. Ziraat Bankasi, A.S. | Visa | Credit · Classic | Use |
| 402277 | QNB Bank A.S | Visa | Credit · Classic | Use |
| 402940 | Turkiye Vakiflar Bankasi T.A.O. | Visa | Credit · Classic | Use |
| 657366 | Yapi VE Kredi Bankasi, A.S. | Troy | Debit · Personal | Use |
The largest issuers in Turkey, one typical Visa or Mastercard BIN each, plus local-network BINs. All 1,475 BINs with a named issuer are in the Turkey BIN list.
Local card networks in Turkey
Besides the international networks, Turkey has its own card scheme. Its numbers often use prefixes that a Visa/Mastercard-only form rejects or labels wrongly, so test them on purpose.
| Scheme | Card numbers start with | Length | Online | About |
|---|---|---|---|---|
| TROY BKM (Interbank Card Center, Bankalararası Kart Merkezi); established within BKM in 2016 |
9792 | 16 | Yes | Türkiye's domestic card scheme. A 2019 BKM message gives the TROY number pattern ^(?:9792|65\d{2}|36|2205)\d{12}$, i.e. 16 digits starting 9792, 65xx, 36 or 2205 (ISO allows 13-19, but TROY cards are generally 16); 9792 is the TROY-only prefix, the others overlap with Discover/Diners and other ranges. Can be co-branded with international schemes; a card needs an international scheme logo to be used abroad (Discover co-branded TROY cards use the 65 range). Source |
BIN counts for local networks in our dataset:
| Network | About | BINs | Share | Example BIN |
|---|---|---|---|---|
| Troy | the domestic network of BKM (Interbank Card Center) | 100 | 6% | 657366 Yapi VE Kredi Bankasi, A.S. |
Largest card issuers in Turkey
The 10 banks with the most BINs in the data, out of 121 named issuers. Concentration is moderate: the top three issuers (Turkiye Garanti Bankasi, Yapi VE Kredi Bankasi and Turkish Airlines (TK)) hold 24% of the named BINs. Each bank with ten or more BINs has a page listing all of them.
| Issuer | BINs | Main network | Debit |
|---|---|---|---|
| Turkiye Garanti Bankasi, A.S. | 154 | Visa | 25% |
| Yapi VE Kredi Bankasi, A.S. | 104 | Mastercard | 38% |
| Turkish Airlines (TK) | 100 | UATP | 0% |
| Deniz Bank, A.S. | 84 | Mastercard | 26% |
| Turkiye Is Bankasi, A.S. | 68 | Visa | 56% |
| Turk Ekonomi Bankasi, A.S. | 63 | Visa | 25% |
| T.C. Ziraat Bankasi, A.S. | 60 | Mastercard | 48% |
| QNB Bank A.S | 50 | Mastercard | 34% |
| Turkiye Vakiflar Bankasi T.A.O. | 50 | Visa | 36% |
| Akbank T.A.S. | 37 | Mastercard | 35% |
Card networks and card types in Turkey
We count 1,817 card BINs for Turkey — 1,475 with a known issuer, from 121 banks. Mastercard is the most common network (32% of the BINs), followed by Visa (31%). Credit ranges outnumber debit ranges 992 to 825. Visa and Mastercard hold a similar number of ranges. 169 ranges are prepaid or gift products and 220 are business, corporate or commercial cards.
| Network | BINs | Share | Debit | Credit |
|---|---|---|---|---|
| Mastercard | 579 | 32% | 192 | 387 |
| Visa | 561 | 31% | 195 | 366 |
| Maestro | 344 | 19% | 342 | 2 |
| UATP | 100 | 6% | 0 | 100 |
| Troy | 100 | 6% | 67 | 33 |
| Discover | 53 | 3% | 13 | 40 |
| American Express | 47 | 3% | 0 | 47 |
| Diners Club | 13 | 1% | 0 | 13 |
Most common product levels: Standard (457), Classic (184), Business (165), Personal (142), Gold (126).
Payment testing notes for Turkey
- Currency: TRY (Turkish lira). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
- Card authentication: Türkiye has no PSD2: 3-D Secure is not a blanket legal requirement for shops, but BDDK and payment institutions strongly recommend it and many acquiring banks require it on virtual POS; since a 2017 BDDK decision, cards only work online once the cardholder has approved internet use. Source
- Card country: Checkouts that route domestic and international cards differently decide by the BIN country. A BIN from Turkey tests the domestic route; any foreign BIN tests the cross-border one.
- Debit vs credit: Debit makes up 45% of the ranges here; only 29 of the other 62 countries we cover have a higher debit share. Use one debit and one credit BIN from Turkey if your fees or subscription logic depend on the card type.
- Billing details: postcodes in Turkey are 5 digits; the first two are the province (city) number (e.g. 34110); phone numbers use +90 — Mobile numbers start with 5 (e.g. 530-539 Turkcell, 540-549 Vodafone, 500-509 and 550-559 Türk Telekom), 10 digits after the 0: 05xx xxx xx xx. Generate Turkey test addresses.
- Credit card installments (taksit) are widely offered, so checkouts often show an installment table.
Paying online in Turkey: local methods and gateways
Cards are only part of the picture. These payment methods are popular in Turkey and usually sit next to the card form at checkout:
- Card instalments (taksit) (BNPL) — Paying by credit card in instalments is a defining feature of Turkish e-commerce, handled by the issuing banks. Source
- BKM Express (wallet) — Digital wallet from BKM that stores card details for one-click checkout and is integrated with major Turkish banks. Source
- Paycell (wallet) — Home-grown Turkish digital wallet integrated with many major banks. Source
- Bank transfer (havale/EFT) (bank transfer) — Online bank transfer at checkout, offered by gateways such as iyzico. Source
Payment gateways developers commonly integrate for Turkey, with their official sandbox docs:
| Gateway | About | Test cards |
|---|---|---|
| iyzico | Leading Turkish payment gateway (acquired by PayU/Prosus in 2019); publishes sandbox test cards. | Official docs |
| PayTR | Major Turkish gateway; its Direct API has a test_mode flag for sandbox testing. | – |
Card generators for other countries
← Generators for other countries · Turkey BIN list · BIN generator · BIN checker
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
Frequently asked questions
Can I generate a Turkey credit card number for testing?
Yes: the default prefix is 404308, a Visa credit range of Turkiye Garanti Bankasi A. S. The generator adds random digits and a Luhn check digit, plus an expiry date and CVV. Nothing is attached to them, so any real charge is declined.
Which card networks are most common in Turkey?
By BIN count in our data: Mastercard 32%, Visa 31%, Maestro 19%, UATP 6%. Local networks: Troy (100 BINs). Debit ranges make up 45% and credit ranges 55%.
Which BINs do Visa cards from Turkey start with?
Examples from different banks: 404308 (Turkiye Garanti Bankasi A. S.); 420556 (Turkiye Is Bankasi, A.S.); 404591 (T.C. Ziraat Bankasi, A.S.); 402277 (QNB Bank A.S). See the Turkey BIN list for every bank.
Which currency should I use to test payments from Turkey?
TRY (Turkish lira). Gateway APIs usually expect amounts in the smallest unit (for example 1050 for 10.50). If you sell abroad, test TRY and your settlement currency — cards from Turkey work with both.
Are these Turkey card numbers real? Can I pay with them?
No. They start with real BINs from banks in Turkey such as Turkiye Garanti Bankasi, but no bank issued them: no account, no money, no cardholder. Every real purchase, free trial or card check declines them. To pay online, use a virtual or prepaid card from your bank or a wallet such as BKM Express and Paycell. Testing a checkout? Use your gateway’s sandbox test cards.
What does a TROY card number look like?
TROY numbers start with 9792 and have 16 digits. Türkiye's domestic card scheme. A 2019 BKM message gives the TROY number pattern ^(?:9792|65\d{2}|36|2205)\d{12}$, i.e. 16 digits starting 9792, 65xx, 36 or 2205 (ISO allows 13-19, but TROY cards are generally 16); 9792 is the TROY-only prefix, the others overlap with Discover/Diners and other ranges. Make sure your card form accepts these prefixes instead of rejecting them as an unknown brand.
How do people pay online in Turkey besides cards?
Card instalments (taksit): Paying by credit card in instalments is a defining feature of Turkish e-commerce, handled by the issuing banks. BKM Express: Digital wallet from BKM that stores card details for one-click checkout and is integrated with major Turkish banks. Paycell: Home-grown Turkish digital wallet integrated with many major banks.