Real BINs from banks in Bangladesh
The generator above is preset with BIN 409363, a Visa credit range of Eastern Bank PLC. To test another issuer from Bangladesh, use one of the BINs below: the first six digits stay, the others are random and the last one makes the Luhn check pass.
| BIN | Issuer | Network | Type · level | Use this BIN |
|---|---|---|---|---|
| 409363 | Eastern Bank PLC | Visa | Credit · Platinum | Use |
| 405906 | BRAC Bank PLC | Visa | Debit · Classic | Use |
| 270516 | Mutual Trust Bank, Ltd | Mastercard | Debit · Standard | Use |
| 410541 | Standard Chartered Bank | Visa | Debit · Platinum | Use |
| 439131 | United Commercial Bank | Visa | Credit · Classic | Use |
| 406752 | Prime Bank, Ltd | Visa | Credit · Gold | Use |
| 512740 | The Premier Bank, Ltd | Mastercard | Credit · Gold | Use |
| 477881 | South East Bank, Ltd | Visa | Credit · Classic | Use |
Each row is a different bank: its most common Visa or Mastercard range. All 675 BINs with a named issuer are in the Bangladesh BIN list.
Local card networks in Bangladesh
A checkout built for Visa and Mastercard often mislabels domestic cards. The schemes below are specific to Bangladesh and worth a test case each.
| Scheme | Card numbers start with | Length | Online | About |
|---|---|---|---|---|
| TakaPay Bangladesh Bank (transactions switched and settled via the National Payment Switch Bangladesh, NPSB) |
Visa/Mastercard BINs (co-badged) | – | Yes | Bangladesh's national debit card scheme, launched on 1 November 2023 with Sonali Bank, City Bank and BRAC Bank as the first issuers, and usable at domestic ATMs, POS and e-commerce sites. No public source gives its IIN range. No (domestic debit card). Source |
Card networks and card types in Bangladesh
Our BIN data lists 706 BINs registered to Bangladesh, 675 of them with a named issuer across 71 banks. Visa is the most common network (63% of the BINs), followed by Mastercard (20%). Credit ranges outnumber debit ranges 360 to 346. Visa ranges outnumber Mastercard 3.2 to 1. 110 ranges are prepaid or gift products and 38 are business, corporate or commercial cards.
| Network | BINs | Share | Debit | Credit |
|---|---|---|---|---|
| Visa | 446 | 63% | 200 | 246 |
| Mastercard | 139 | 20% | 57 | 82 |
| Local brand | 43 | 6% | 39 | 4 |
| Private label | 26 | 4% | 24 | 2 |
| Maestro | 14 | 2% | 14 | 0 |
| Diners Club | 12 | 2% | 6 | 6 |
| Discover | 11 | 2% | 2 | 9 |
| JCB | 7 | 1% | 1 | 6 |
Most common product levels: Classic (129), Platinum (111), Gold (107), Standard (45), Prepaid (44).
Largest card issuers in Bangladesh
The 10 banks with the most BINs in the data, out of 71 named issuers. Concentration is moderate: the top three issuers (Eastern Bank, BRAC Bank and Mutual Trust Bank) hold 21% of the named BINs. Follow a bank name for its complete list of ranges.
| Issuer | BINs | Main network | Debit |
|---|---|---|---|
| Eastern Bank PLC. | 61 | Visa | 49% |
| BRAC Bank, Ltd. | 44 | Visa | 48% |
| Mutual Trust Bank | 40 | Visa | 55% |
| Standard Chartered Bank | 37 | Visa | 43% |
| United Commercial Bank | 28 | Visa | 29% |
| Prime Bank, Ltd. | 25 | Mastercard | 44% |
| The Premier Bank, Ltd. | 25 | Mastercard | 40% |
| South East Bank, Ltd. | 22 | Visa | 23% |
| Bank Asia, Ltd. | 21 | Visa | 48% |
| Dutch-Bangla Bank, Ltd. | 20 | Visa | 35% |
Payment testing notes for Bangladesh
- Currency: BDT (Bangladeshi taka). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
- Card authentication: Bangladesh Bank requires two-factor authentication (OTP-based 2FA/MFA) for card-not-present payments through e-payment gateways, and its credit card guidelines call for 3-D Secure on e-commerce transactions (per news reports of the central bank's circulars). Source
- Card country: Geo checks match the issuing country of the BIN (BD) against IP and address. Generate one batch with a local BIN and one with a foreign BIN to cover both outcomes.
- Debit vs credit: 49% of the BINs from Bangladesh are debit ranges — a higher share than in 38 of the 62 other countries we cover. Debit and credit often follow different rules for refunds, installments and recurring billing, so cover both types.
- Billing details: postcodes in Bangladesh are 4 digits (e.g. 1000); phone numbers use +880 — 10-digit mobile number after +880, mobiles mostly start with 1 (national trunk prefix 0, written 01XXX-XXXXXX locally).
- Mobile financial services such as bKash are widely used next to cards.
Paying online in Bangladesh: local methods and gateways
Cards are only part of the picture. These payment methods are popular in Bangladesh and usually sit next to the card form at checkout:
- bKash (wallet) — Bangladeshi mobile financial service (wallet); merchants integrate it through bKash's tokenized checkout API, with a sandbox at tokenized.sandbox.bka.sh. Source
- Nagad (wallet) — Mobile financial service run under the authority of the Bangladesh Post Office, launched in 2018-2019. Source
Payment gateways developers commonly integrate for Bangladesh, with their official sandbox docs:
| Gateway | About | Test cards |
|---|---|---|
| SSLCOMMERZ | Bangladeshi payment aggregator; its v4 developer docs describe the sandbox and list test cards and a test mobile OTP. | Official docs |
| bKash Payment Gateway | bKash's merchant checkout API (tokenized checkout); sandbox credentials are issued by bKash after merchant registration. | – |
Card generators for other countries
← Generators for other countries · Bangladesh BIN list · BIN generator · BIN checker
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
Frequently asked questions
Can I generate a Bangladesh credit card number for testing?
Yes. Pick a bank from Bangladesh (the default is Eastern Bank PLC, BIN 409363) and the tool builds Luhn-valid numbers on that prefix, with expiry and CVV. They are test data only: no account sits behind them.
Which card networks are most common in Bangladesh?
By BIN count in our data: Visa 63%, Mastercard 20%, Local brand 6%, Private label 4%. Debit ranges make up 49% and credit ranges 51%.
Which BINs do Visa cards from Bangladesh start with?
Examples from different banks: 409363 (Eastern Bank PLC); 405906 (BRAC Bank PLC); 410541 (Standard Chartered Bank); 439131 (United Commercial Bank). See the Bangladesh BIN list for every bank.
Which currency should I use to test payments from Bangladesh?
BDT (Bangladeshi taka). Gateway APIs usually expect amounts in the smallest unit (for example 1050 for 10.50). Also test a foreign-currency charge on a Bangladesh BIN: the issuer converts it, which some checkouts display differently.
Are these Bangladesh card numbers real? Can I pay with them?
No — format only. Banks in Bangladesh decline numbers they never issued, which is every generated number. If you need to pay, a bank virtual card or a wallet such as bKash and Nagad is the safe route. Testing a checkout? Use your gateway’s sandbox test cards.
How do people pay online in Bangladesh besides cards?
bKash: Bangladeshi mobile financial service (wallet); merchants integrate it through bKash's tokenized checkout API, with a sandbox at tokenized.sandbox.bka.sh. Nagad: Mobile financial service run under the authority of the Bangladesh Post Office, launched in 2018-2019.