Real BINs from banks in Colombia
The generator above is preset with BIN 517640, a Mastercard credit range of Bancolombia, S.A. Click "Use" next to any other bank to switch; the BIN stays fixed while the rest of the Mastercard number is random, closed by a Luhn digit.
| BIN | Issuer | Network | Type · level | Use this BIN |
|---|---|---|---|---|
| 517640 | Bancolombia, S.A. | Mastercard | Credit · Standard | Use |
| 401085 | Scotiabank Colpatria S.A | Visa | Credit · Classic | Use |
| 423150 | Banco Davivienda, S.A. | Visa | Credit · Classic | Use |
| 401096 | Banco de Bogota | Visa | Credit · Classic | Use |
| 530710 | Banco de Occidente, S.A. | Mastercard | Debit · Standard | Use |
| 421892 | Banco Bilbao Vizcaya Argentaria Colombia S.A. BBVA Colombia | Visa | Credit · Classic | Use |
| 421067 | Banco GNB Sudameris, S.A. | Visa | Debit · Classic | Use |
| 409648 | Banco Popular, S.A. | Visa | Credit · Classic | Use |
One representative Visa/Mastercard range per major bank. All 1,391 BINs with a named issuer are in the Colombia BIN list.
Largest card issuers in Colombia
The 10 banks with the most BINs in the data, out of 106 named issuers. Concentration is moderate: the top three issuers (Avianca, Bancolombia and Scotiabank Colpatria) hold 35% of the named BINs. Follow a bank name for its complete list of ranges.
| Issuer | BINs | Main network | Debit |
|---|---|---|---|
| Avianca | 200 | UATP | 0% |
| Bancolombia, S.A. | 156 | Maestro | 60% |
| Scotiabank Colpatria S.A | 137 | Visa | 16% |
| Banco Davivienda, S.A. | 110 | Visa | 17% |
| DC Colombia | 100 | Diners Club | 0% |
| Banco de Bogota | 80 | Visa | 30% |
| Banco de Occidente, S.A. | 72 | Visa | 35% |
| Banco Bilbao Vizcaya Argentaria Colombia S.A. BBVA Colombia | 32 | Visa | 41% |
| Banco GNB Sudameris, S.A. | 24 | Visa | 38% |
| Banco Popular, S.A. | 24 | Visa | 12% |
Card networks and card types in Colombia
Colombia has 1,613 BINs in the dataset; 1,391 name the issuing bank, spread over 106 issuers. Visa is the most common network (39% of the BINs), followed by Mastercard (23%). Credit ranges outnumber debit ranges 1,115 to 498. Visa ranges outnumber Mastercard 1.7 to 1. 93 ranges are prepaid or gift products and 220 are business, corporate or commercial cards.
| Network | BINs | Share | Debit | Credit |
|---|---|---|---|---|
| Visa | 629 | 39% | 186 | 443 |
| Mastercard | 368 | 23% | 108 | 260 |
| UATP | 200 | 12% | 0 | 200 |
| Maestro | 193 | 12% | 193 | 0 |
| Diners Club | 172 | 11% | 0 | 172 |
| American Express | 29 | 2% | 0 | 29 |
| Private label | 17 | 1% | 9 | 8 |
| Codensa | 2 | less than 1% | 1 | 1 |
Most common product levels: Standard (369), Classic (233), UATP (200), Gold (150), Business (115).
Payment testing notes for Colombia
- Currency: COP (Colombian peso). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
- Card country: Fraud rules often compare the BIN country (CO) with the shopper's IP address and billing address. Use a BIN from Colombia for the domestic path and a foreign BIN for cross-border rules.
- Debit vs credit: Debit makes up just 31% of the ranges here, below 53 of the other 62 countries we cover. Card type matters for surcharges, installment plans and stored-card billing: test each.
- Billing details: postcodes in Colombia are 6 digits (e.g. 110111); phone numbers use +57 — 10-digit national number; mobiles start with 3, landlines with 60 + area digit.
- PSE online bank transfers are a common alternative to cards.
- Credit card payments are often split into installments (cuotas) chosen at checkout.
Paying online in Colombia: local methods and gateways
Cards are only part of the picture. These payment methods are popular in Colombia and usually sit next to the card form at checkout:
- PSE (Pagos Seguros en Línea) (bank transfer) — ACH Colombia's checkout button: the buyer picks a bank, signs in and approves a direct debit from the account. Source
- Nequi (wallet) — Mobile wallet accepted online via push notification or QR. Source
- Bre-B (QR) — Banco de la República's instant payment system, fully live since 22 September 2025, using 'llaves' (keys such as a phone number) and QR. Source
- Efecty (cash voucher) — Cash payment network where customers pay an online order reference in person. Source
Payment gateways developers commonly integrate for Colombia, with their official sandbox docs:
| Gateway | About | Test cards |
|---|---|---|
| Wompi (Bancolombia) | Colombian gateway; sandbox transactions use a pub_test_ public key and documented test data. | Official docs |
| PayU Latam | Publishes test cards per country, including Colombian Codensa and Nequi test numbers. | Official docs |
| Mercado Pago | Colombia-specific test cards; cardholder name selects the simulated outcome. | Mercado Pago test cards |
| dLocal | Supports Visa, Mastercard, Amex, Diners, Codensa, PSE, Nequi and Efecty; requires CC or NIT. | – |
Card generators for other countries
← Generators for other countries · Colombia BIN list · BIN generator · BIN checker
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
Frequently asked questions
Can I generate a Colombia credit card number for testing?
Yes. Every number on this page starts with a real BIN registered to a bank in Colombia — by default 517640 (Bancolombia, S.A, Mastercard credit). The remaining digits are random and the last one is a Luhn check digit. None of them is a real card; live payments fail.
Which card networks are most common in Colombia?
By BIN count in our data: Visa 39%, Mastercard 23%, UATP 12%, Maestro 12%. Debit ranges make up 31% and credit ranges 69%.
Which BINs do Visa cards from Colombia start with?
Examples from different banks: 401085 (Scotiabank Colpatria S.A); 423150 (Banco Davivienda, S.A.); 401096 (Banco de Bogota); 421892 (Banco Bilbao Vizcaya Argentaria Colombia S.A. BBVA Colombia). See the Colombia BIN list for every bank.
Which currency should I use to test payments from Colombia?
COP (Colombian peso). Gateway APIs usually expect amounts in the smallest unit (for example 1050 for 10.50). A card from any country can pay in any currency the merchant supports; the issuer handles conversion.
Do these Colombia card numbers work for payments?
They do not. A generated number only has the right shape; Bancolombia or any other issuer has never heard of it, so authorization always fails. Real alternatives: a virtual card from a bank in Colombia or a wallet such as Nequi. Testing a checkout? Use your gateway’s sandbox test cards.
How do people pay online in Colombia besides cards?
PSE (Pagos Seguros en Línea): ACH Colombia's checkout button: the buyer picks a bank, signs in and approves a direct debit from the account. Nequi: Mobile wallet accepted online via push notification or QR. Bre-B: Banco de la República's instant payment system, fully live since 22 September 2025, using 'llaves' (keys such as a phone number) and QR.