FakecreditcardReal BINs from banks in Ireland
The generator above is preset with BIN 431938, a Visa debit range of The Governor and Company of the Bank of Ireland. Pick another bank's BIN below to switch — each number keeps the BIN, gets random digits and a Luhn check digit, and comes with a random expiry date and CVV.
| BIN | Issuer | Network | Type · level | Use this BIN |
|---|---|---|---|---|
| 431938 | The Governor and Company of the Bank of Ireland | Visa | Debit · Classic | Use |
| 527447 | Barclaycard International Payments, Ltd. | Mastercard | Credit · Corporate Fleet | Use |
| 223434 | Optal Financial Europe, Ltd. | Mastercard | Credit · B2B | Use |
| 510006 | Chase Paymentech Europe, Ltd. | Mastercard | Credit · B2B | Use |
| 431948 | Royal Bank of Scotland PLC | Visa | Debit | Use |
| 510187 | Eml Money Dac | Mastercard | Debit · Prepaid | Use |
| 415548 | Citibank Europe PLC | Visa | Credit · B2B | Use |
| 528181 | Bank of America Europe Dac | Mastercard | Credit · Corporate | Use |
One BIN per bank — the most common Visa or Mastercard product of each of the largest issuers. All 747 BINs with a named issuer are in the Ireland BIN list.
Card networks and card types in Ireland
Our BIN data lists 831 BINs registered to Ireland, 747 of them with a named issuer across 95 banks. The largest network is Mastercard with 40% of the ranges, followed by UATP (24%). Credit ranges outnumber debit ranges 500 to 331. 136 ranges are prepaid or gift products and 241 are business, corporate or commercial cards.
| Network | BINs | Share | Debit | Credit |
|---|---|---|---|---|
| Mastercard | 332 | 40% | 202 | 130 |
| UATP | 200 | 24% | 0 | 200 |
| Visa | 199 | 24% | 69 | 130 |
| Maestro | 58 | 7% | 58 | 0 |
| Diners Club | 28 | 3% | 0 | 28 |
| American Express | 12 | 1% | 0 | 12 |
| Cirrus | 2 | less than 1% | 2 | 0 |
Most common product levels: UATP (200), Standard (82), Prepaid (71), B2B (64), Classic (43).
Largest card issuers in Ireland
The 10 banks with the most BINs in the data, out of 95 named issuers. Each bank with ten or more BINs has a page listing all of them.
| Issuer | BINs | Main network | Debit |
|---|---|---|---|
| Aer Lingus (EI) | 200 | UATP | 0% |
| The Governor and Company of the Bank of Ireland | 36 | Visa | 39% |
| Barclaycard International Payments, Ltd. | 30 | Mastercard | 0% |
| Optal Financial Europe, Ltd. | 30 | Mastercard | 0% |
| Chase Paymentech Europe, Ltd. | 26 | Mastercard | 0% |
| Royal Bank of Scotland PLC | 26 | Visa | 100% |
| Eml Money Dac | 22 | Mastercard | 100% |
| Citibank Europe PLC | 21 | Visa | 10% |
| Bank of America Europe Dac | 20 | Mastercard | 20% |
| Allied Irish Banks, P.L.C. | 19 | Visa | 16% |
Payment testing notes for Ireland
- Currency: EUR (euro). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
- Strong Customer Authentication: as an EEA country, PSD2 rules require two-factor authentication for most online card payments — test 3-D Secure challenges in your gateway's sandbox.
- Card country: fraud rules often compare the BIN country (IE) with the shopper's IP address and billing address. Generate numbers with a BIN from Ireland to test the domestic path, and with a foreign BIN to test cross-border rules.
- Debit vs credit: 39% of the BINs from Ireland are debit ranges. If your checkout treats debit differently (fees, installments, recurring billing), test with a BIN of each type from the table above.
Generated numbers only pass format checks: network prefix, length and the Luhn checksum. They are not issued by any bank in Ireland, carry no money and are declined by every real payment system — use them for forms, validation and BIN rules, and switch to your gateway's documented test cards for approvals and declines.
← Generators for other countries · Ireland BIN list · BIN generator · BIN checker
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
Frequently asked questions
Can I generate a Ireland credit card number for testing?
Yes. The generator on this page starts every number with a real BIN registered to a bank in Ireland — by default 431938 (The Governor and Company of the Bank of Ireland, Visa debit). The remaining digits are random and the last one is a Luhn check digit. No bank issued the number, so it carries no account and real payments with it are declined.
Which card networks are most common in Ireland?
By BIN count in our data: Mastercard 40%, UATP 24%, Visa 24%, Maestro 7%. Debit ranges make up 40% and credit ranges 60%.
Which BINs do Visa cards from Ireland start with?
Examples from different banks: 431938 (The Governor and Company of the Bank of Ireland); 431948 (Royal Bank of Scotland PLC); 415548 (Citibank Europe PLC). See the Ireland BIN list for every bank.
Which currency should I use to test payments from Ireland?
EUR (euro). Gateway APIs usually expect amounts in the smallest unit (for example 1050 for 10.50). A card from any country can pay in any currency the merchant supports; the issuer handles conversion.
Will these numbers pass a payment gateway?
They pass format checks — length, network prefix and the Luhn checksum — so they are ideal for testing form validation and BIN-based rules. Gateways in test mode want their own documented test cards for approvals and declines; in live mode every generated number is declined because no bank has issued it.