FakecreditcardReal BINs from banks in Sri Lanka
The generator above is preset with BIN 432705, a Visa credit range of Hong Kong and Shanghai Banking Corp., Ltd. Click "Use" next to any other bank to switch; the BIN stays fixed while the rest of the Visa number is random, closed by a Luhn digit.
| BIN | Issuer | Network | Type · level | Use this BIN |
|---|---|---|---|---|
| 432705 | Hong Kong and Shanghai Banking Corp., Ltd | Visa | Credit | Use |
| 434342 | Seylan Bank, Ltd | Visa | Credit | Use |
| 451816 | Sampath Bank PLC | Visa | Debit · Classic | Use |
| 479981 | Commercial Bank of Ceylon PLC | Visa | Debit · Prepaid Classic | Use |
| 400109 | Hatton National Bank PLC | Visa | Debit · Classic | Use |
| 403815 | Bank of Ceylon | Visa | Debit · Classic | Use |
| 419907 | People's Bank | Visa | Debit · Classic | Use |
| 416802 | National Development Bank PLC | Visa | Credit · Classic | Use |
Each row is a different bank: its most common Visa or Mastercard range. All 383 BINs with a named issuer are in the Sri Lanka BIN list.
Local card networks in Sri Lanka
Local schemes are where card forms usually break: their prefixes are missing from many brand-detection libraries. These are the domestic networks of Sri Lanka.
| Scheme | Card numbers start with | Length | Online | About |
|---|---|---|---|---|
| LankaPay JCB (National Card Scheme) LankaClear (Pvt) Ltd, operator of LankaPay, with JCB International |
357111 | 16 | Yes | Sri Lanka's National Card Scheme (commercial roll-out 2019): local-currency transactions are routed over the LankaPay network and foreign ones over JCB, so cards are accepted wherever JCB is. Yes, always co-badged with JCB. Source |
Largest card issuers in Sri Lanka
The 10 banks with the most BINs in the data, out of 39 named issuers. Hong Kong and Shanghai Banking, Seylan Bank and Sampath Bank alone account for 35% of the named BINs in Sri Lanka. Follow a bank name for its complete list of ranges.
| Issuer | BINs | Main network | Debit |
|---|---|---|---|
| Hong Kong and Shanghai Banking Corp., Ltd. | 59 | Visa | 20% |
| Seylan Bank, Ltd. | 40 | Visa | 52% |
| Sampath Bank PLC | 34 | Visa | 32% |
| Commercial Bank of Ceylon PLC | 33 | Visa | 52% |
| Hatton National Bank PLC | 32 | Visa | 53% |
| Bank of Ceylon | 31 | Mastercard | 52% |
| People's Bank | 24 | Visa | 58% |
| National Development Bank PLC | 22 | Visa | 36% |
| Nations Trust Bank PLC | 18 | Mastercard | 50% |
| DFCC Bank PLC | 17 | Visa | 24% |
Card networks and card types in Sri Lanka
Our BIN data lists 403 BINs registered to Sri Lanka, 383 of them with a named issuer across 39 banks. Visa is the most common network (61% of the BINs), followed by Mastercard (31%). Credit ranges outnumber debit ranges 216 to 187. Visa ranges outnumber Mastercard 1.9 to 1. 42 ranges are prepaid or gift products and 22 are business, corporate or commercial cards.
| Network | BINs | Share | Debit | Credit |
|---|---|---|---|---|
| Visa | 245 | 61% | 113 | 132 |
| Mastercard | 126 | 31% | 56 | 70 |
| American Express | 10 | 2% | 4 | 6 |
| Maestro | 9 | 2% | 9 | 0 |
| UnionPay | 6 | 1% | 3 | 3 |
| JCB | 2 | less than 1% | 1 | 1 |
| Diners Club | 2 | less than 1% | 0 | 2 |
| Discover | 2 | less than 1% | 0 | 2 |
Most common product levels: Classic (63), Platinum (54), Standard (35), Gold (35), Prepaid (20).
Payment testing notes for Sri Lanka
- Currency: LKR (Sri Lankan rupee). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
- Card authentication: Sri Lankan issuers authenticate online card payments with 3-D Secure; for example Seylan Bank moved all its cards to 3DS 2.0 in 2022 to meet multifactor authentication for card-not-present transactions. We found no current Central Bank of Sri Lanka rule that sets a specific CNP authentication mandate. Source
- Card country: Geo checks match the issuing country of the BIN (LK) against IP and address. Generate one batch with a local BIN and one with a foreign BIN to cover both outcomes.
- Debit vs credit: 46% of the BINs from Sri Lanka are debit ranges — a higher share than in 34 of the 62 other countries we cover. Use one debit and one credit BIN from Sri Lanka if your fees or subscription logic depend on the card type.
- Billing details: postcodes in Sri Lanka are 5 digits (Colombo districts are written like Colombo 1 = 00100) (e.g. 00100); phone numbers use +94 — 9-digit mobile number after +94, mobiles start with 7 (national trunk prefix 0).
Paying online in Sri Lanka: local methods and gateways
Cards are only part of the picture. These payment methods are popular in Sri Lanka and usually sit next to the card form at checkout:
- LANKAQR (QR) — Central Bank of Sri Lanka's national QR standard (2018): customers pay straight from their bank account to the merchant through any LankaQR-certified app, over LankaPay's CEFTS/JustPay rails. Source
- JustPay (bank transfer) — LankaPay's account-to-account payment platform, which lets licensed fintechs debit bank accounts through a partner bank. Source
Payment gateways developers commonly integrate for Sri Lanka, with their official sandbox docs:
| Gateway | About | Test cards |
|---|---|---|
| PayHere | Sri Lankan payment gateway with a sandbox (sandbox.payhere.lk) where payments are simulated and only its published test cards succeed. | Official docs |
Card generators for other countries
← Generators for other countries · Sri Lanka BIN list · BIN generator · BIN checker
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
Frequently asked questions
Can I generate a Sri Lanka credit card number for testing?
Yes. Every number on this page starts with a real BIN registered to a bank in Sri Lanka — by default 432705 (Hong Kong and Shanghai Banking Corp., Ltd, Visa credit). The remaining digits are random and the last one is a Luhn check digit. No bank issued them, so they carry no account and real payments are declined.
Which card networks are most common in Sri Lanka?
By BIN count in our data: Visa 61%, Mastercard 31%, American Express 2%, Maestro 2%. Debit ranges make up 46% and credit ranges 54%.
Which BINs do Visa cards from Sri Lanka start with?
Examples from different banks: 432705 (Hong Kong and Shanghai Banking Corp., Ltd); 434342 (Seylan Bank, Ltd); 451816 (Sampath Bank PLC); 479981 (Commercial Bank of Ceylon PLC). See the Sri Lanka BIN list for every bank.
Which currency should I use to test payments from Sri Lanka?
LKR (Sri Lankan rupee). Gateway APIs usually expect amounts in the smallest unit (for example 1050 for 10.50). Also test a foreign-currency charge on a Sri Lanka BIN: the issuer converts it, which some checkouts display differently.
Do these Sri Lanka card numbers work for payments?
No — format only. Banks in Sri Lanka decline numbers they never issued, which is every generated number. If you need to pay, a bank virtual card is the safe route. Testing a checkout? Use your gateway’s sandbox test cards.
What does a LankaPay JCB (National Card Scheme) card number look like?
LankaPay JCB (National Card Scheme) numbers start with 357111 and have 16 digits. Sri Lanka's National Card Scheme (commercial roll-out 2019): local-currency transactions are routed over the LankaPay network and foreign ones over JCB, so cards are accepted wherever JCB is. Make sure your card form accepts these prefixes instead of rejecting them as an unknown brand.
How do people pay online in Sri Lanka besides cards?
LANKAQR: Central Bank of Sri Lanka's national QR standard (2018): customers pay straight from their bank account to the merchant through any LankaQR-certified app, over LankaPay's CEFTS/JustPay rails. JustPay: LankaPay's account-to-account payment platform, which lets licensed fintechs debit bank accounts through a partner bank.