FakecreditcardReal BINs from banks in Sweden
The generator above is preset with BIN 415471, a Visa credit range of Swedbank. To test another issuer from Sweden, use one of the BINs below: the first six digits stay, the others are random and the last one makes the Luhn check pass.
| BIN | Issuer | Network | Type · level | Use this BIN |
|---|---|---|---|---|
| 415471 | Swedbank | Visa | Credit · Classic | Use |
| 520991 | Nordea Bank AB (Publ) | Mastercard | Credit · World | Use |
| 440524 | UAB Finansines Paslaugos Contis | Visa | Debit · Classic | Use |
| 527500 | SEB Kort Bank AB | Mastercard | Credit · Corporate | Use |
| 522661 | Svenska Handelsbanken AB | Mastercard | Credit · Standard | Use |
| 405091 | Klarna Bank AB | Visa | Credit · Classic | Use |
| 511291 | Skandinaviska Enskilda Banken AB | Mastercard | Debit · Standard | Use |
| 518620 | Entercard Group AB | Mastercard | Credit · World | Use |
One BIN per bank — the most common Visa or Mastercard product of each of the largest issuers. All 569 BINs with a named issuer are in the Sweden BIN list.
Largest card issuers in Sweden
The 10 banks with the most BINs in the data, out of 113 named issuers. Concentration is moderate: the top three issuers (American Express, Swedbank and AEESA Branch Sweden Gstar Con) hold 24% of the named BINs. Follow a bank name for its complete list of ranges.
| Issuer | BINs | Main network | Debit |
|---|---|---|---|
| American Express | 47 | American Express | 0% |
| Swedbank AB | 46 | Visa | 46% |
| AEESA Branch Sweden Gstar Con | 45 | American Express | 0% |
| Nordea Bank AB (Publ) | 38 | Visa | 26% |
| UAB Finansines Paslaugos Contis | 34 | Visa | 100% |
| SEB Kort Bank AB | 22 | Mastercard | 9% |
| Svenska Handelsbanken AB | 17 | Mastercard | 29% |
| Klarna Bank | 14 | Visa | 36% |
| Skandinaviska Enskilda Banken AB | 13 | Visa | 77% |
| DC Sweden | 12 | Diners Club | 0% |
Card networks and card types in Sweden
Our BIN data lists 695 BINs registered to Sweden, 569 of them with a named issuer across 113 banks. The largest network is Visa with 38% of the ranges, followed by Mastercard (27%). Credit ranges outnumber debit ranges 444 to 251. Visa and Mastercard hold a similar number of ranges. 35 ranges are prepaid or gift products and 160 are business, corporate or commercial cards.
| Network | BINs | Share | Debit | Credit |
|---|---|---|---|---|
| Visa | 267 | 38% | 128 | 139 |
| Mastercard | 190 | 27% | 67 | 123 |
| American Express | 157 | 23% | 0 | 157 |
| Maestro | 48 | 7% | 48 | 0 |
| Diners Club | 21 | 3% | 0 | 21 |
| Private label | 10 | 1% | 6 | 4 |
| Local brand | 1 | less than 1% | 1 | 0 |
| UnionPay | 1 | less than 1% | 1 | 0 |
Most common product levels: Classic (124), Standard (94), Corporate (67), Business (62), Personal (56).
Payment testing notes for Sweden
- Currency: SEK (Swedish krona). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
- Card authentication: PSD2 strong customer authentication (Delegated Regulation (EU) 2018/389, in effect since 14 September 2019) applies to customer-initiated online card payments in the EEA; cards meet it through 3-D Secure, with exemptions for some low-risk and merchant-initiated payments. Source
- Card country: Geo checks match the issuing country of the BIN (SE) against IP and address. Generate one batch with a local BIN and one with a foreign BIN to cover both outcomes.
- Debit vs credit: Debit makes up just 36% of the ranges here, below 45 of the other 62 countries we cover. Use one debit and one credit BIN from Sweden if your fees or subscription logic depend on the card type.
- Billing details: postcodes in Sweden are 5 digits written as 3 + space + 2 (NNN NN), from 100 12 to 984 99 (e.g. 111 22); phone numbers use +46 — Mobile numbers start with 070, 072, 073, 076 or 079 (07x xxx xx xx).
- Swish mobile payments are widely used next to cards.
Paying online in Sweden: local methods and gateways
Cards are only part of the picture. These payment methods are popular in Sweden and usually sit next to the card form at checkout:
- Swish (wallet) — Swedish real-time mobile payment: the shopper is redirected to the Swish app (or scans a QR code on desktop) and approves with Swedish BankID; SEK only. Source
- Klarna (BNPL) — Swedish pay-later, instalment and pay-now provider, available to Swedish customers. Source
- Trustly (bank transfer) — Account-to-account bank payment offered by Nordic checkouts such as Nexi Checkout. Source
Payment gateways developers commonly integrate for Sweden, with their official sandbox docs:
| Gateway | About | Test cards |
|---|---|---|
| Nexi Checkout (formerly Nets Easy) | Nordic checkout supporting cards, Swish, Trustly, MobilePay, Vipps and Klarna; documents test card processing in its test environment. | Official docs |
| Stripe | Supports cards and Swish for Swedish customers; test cards in its testing docs. | Stripe test cards |
| Adyen | Global platform used by many Swedish merchants; public test card list. | Adyen test cards |
Card generators for other countries
← Generators for other countries · Sweden BIN list · BIN generator · BIN checker
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
Frequently asked questions
Can I generate a Sweden credit card number for testing?
Yes — it is preset for Sweden: numbers begin with 415471 from Swedbank and end with a valid Luhn digit, so they pass format checks for a Sweden card. They are test data only: no account sits behind them.
Which card networks are most common in Sweden?
By BIN count in our data: Visa 38%, Mastercard 27%, American Express 23%, Maestro 7%. Debit ranges make up 36% and credit ranges 64%.
Which BINs do Visa cards from Sweden start with?
Examples from different banks: 415471 (Swedbank); 440524 (UAB Finansines Paslaugos Contis); 405091 (Klarna Bank AB). See the Sweden BIN list for every bank.
Which currency should I use to test payments from Sweden?
SEK (Swedish krona). Gateway APIs usually expect amounts in the smallest unit (for example 1050 for 10.50). Shoppers with cards from Sweden can still be charged in other currencies; their bank converts the amount.
Is a generated Sweden card number a real card?
No. They start with real BINs from banks in Sweden such as Swedbank, but no bank issued them: no account, no money, no cardholder. Every real purchase, free trial or card check declines them. To pay online, use a virtual or prepaid card from your bank or a wallet such as Swish. Testing a checkout? Use your gateway’s sandbox test cards.
How do people pay online in Sweden besides cards?
Swish: Swedish real-time mobile payment: the shopper is redirected to the Swish app (or scans a QR code on desktop) and approves with Swedish BankID; SEK only. Klarna: Swedish pay-later, instalment and pay-now provider, available to Swedish customers. Trustly: Account-to-account bank payment offered by Nordic checkouts such as Nexi Checkout.