FakecreditcardReal BINs from banks in Sweden
The generator above is preset with BIN 415471, a Visa credit range of Swedbank. Pick another bank's BIN below to switch — each number keeps the BIN, gets random digits and a Luhn check digit, and comes with a random expiry date and CVV.
| BIN | Issuer | Network | Type · level | Use this BIN |
|---|---|---|---|---|
| 415471 | Swedbank | Visa | Credit · Classic | Use |
| 440524 | UAB Finansines Paslaugos Contis | Visa | Debit · Classic | Use |
| 527500 | SEB Kort Bank AB | Mastercard | Credit · Corporate | Use |
| 520991 | Nordea Bank AB (Publ) | Mastercard | Credit · World | Use |
| 420571 | Nordea Bank Abp | Visa | Credit · Classic | Use |
| 522661 | Svenska Handelsbanken AB | Mastercard | Credit · Standard | Use |
| 405091 | Klarna Bank AB | Visa | Credit · Classic | Use |
| 511291 | Skandinaviska Enskilda Banken AB | Mastercard | Debit · Standard | Use |
One BIN per bank — the most common Visa or Mastercard product of each of the largest issuers. All 573 BINs with a named issuer are in the Sweden BIN list.
Largest card issuers in Sweden
The 10 banks with the most BINs in the data, out of 116 named issuers. Each bank with ten or more BINs has a page listing all of them.
| Issuer | BINs | Main network | Debit |
|---|---|---|---|
| American Express | 47 | American Express | 0% |
| Swedbank AB | 46 | Visa | 46% |
| AEESA Branch Sweden Gstar Con | 45 | American Express | 0% |
| UAB Finansines Paslaugos Contis | 34 | Visa | 100% |
| SEB Kort Bank AB | 22 | Mastercard | 9% |
| Nordea Bank AB (Publ) | 20 | Mastercard | 25% |
| Nordea Bank Abp | 18 | Visa | 28% |
| Svenska Handelsbanken AB | 17 | Mastercard | 29% |
| Klarna Bank | 14 | Visa | 36% |
| Skandinaviska Enskilda Banken AB | 13 | Visa | 77% |
Card networks and card types in Sweden
Our BIN data lists 695 BINs registered to Sweden, 573 of them with a named issuer across 116 banks. The largest network is Visa with 38% of the ranges, followed by Mastercard (27%). Credit ranges outnumber debit ranges 444 to 251. 35 ranges are prepaid or gift products and 160 are business, corporate or commercial cards.
| Network | BINs | Share | Debit | Credit |
|---|---|---|---|---|
| Visa | 267 | 38% | 128 | 139 |
| Mastercard | 190 | 27% | 67 | 123 |
| American Express | 157 | 23% | 0 | 157 |
| Maestro | 48 | 7% | 48 | 0 |
| Diners Club | 21 | 3% | 0 | 21 |
| Private label | 10 | 1% | 6 | 4 |
| Local brand | 1 | less than 1% | 1 | 0 |
| UnionPay | 1 | less than 1% | 1 | 0 |
Most common product levels: Classic (124), Standard (94), Corporate (67), Business (62), Personal (56).
Payment testing notes for Sweden
- Currency: SEK (Swedish krona). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
- Strong Customer Authentication: as an EEA country, PSD2 rules require two-factor authentication for most online card payments — test 3-D Secure challenges in your gateway's sandbox.
- Card country: fraud rules often compare the BIN country (SE) with the shopper's IP address and billing address. Generate numbers with a BIN from Sweden to test the domestic path, and with a foreign BIN to test cross-border rules.
- Debit vs credit: 36% of the BINs from Sweden are debit ranges. If your checkout treats debit differently (fees, installments, recurring billing), test with a BIN of each type from the table above.
- Swish mobile payments are widely used next to cards.
Generated numbers only pass format checks: network prefix, length and the Luhn checksum. They are not issued by any bank in Sweden, carry no money and are declined by every real payment system — use them for forms, validation and BIN rules, and switch to your gateway's documented test cards for approvals and declines.
← Generators for other countries · Sweden BIN list · BIN generator · BIN checker
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
Frequently asked questions
Can I generate a Sweden credit card number for testing?
Yes. The generator on this page starts every number with a real BIN registered to a bank in Sweden — by default 415471 (Swedbank, Visa credit). The remaining digits are random and the last one is a Luhn check digit. No bank issued the number, so it carries no account and real payments with it are declined.
Which card networks are most common in Sweden?
By BIN count in our data: Visa 38%, Mastercard 27%, American Express 23%, Maestro 7%. Debit ranges make up 36% and credit ranges 64%.
Which BINs do Visa cards from Sweden start with?
Examples from different banks: 415471 (Swedbank); 440524 (UAB Finansines Paslaugos Contis); 420571 (Nordea Bank Abp); 405091 (Klarna Bank AB). See the Sweden BIN list for every bank.
Which currency should I use to test payments from Sweden?
SEK (Swedish krona). Gateway APIs usually expect amounts in the smallest unit (for example 1050 for 10.50). A card from any country can pay in any currency the merchant supports; the issuer handles conversion.
Will these numbers pass a payment gateway?
They pass format checks — length, network prefix and the Luhn checksum — so they are ideal for testing form validation and BIN-based rules. Gateways in test mode want their own documented test cards for approvals and declines; in live mode every generated number is declined because no bank has issued it.