FakecreditcardReal BINs from banks in Belgium
The generator above is preset with BIN 530784, a Mastercard credit range of Europay Belgium S.C.R.L. Pick another bank's BIN below to switch — each number keeps the BIN, gets random digits and a Luhn check digit, and comes with a random expiry date and CVV.
| BIN | Issuer | Network | Type · level | Use this BIN |
|---|---|---|---|---|
| 530784 | Europay Belgium S.C.R.L. | Mastercard | Credit · Gold | Use |
| 408490 | BNP Paribas Fortis | Visa | Credit · Classic | Use |
| 547685 | ING Belgium | Mastercard | Credit · Business | Use |
| 517651 | KBC Bankverzekeringsholding (KBC Bank N.V.) | Mastercard | Credit · Platinum | Use |
| 517543 | Belfius Bank N.V. / Belfius Banque, S.A. | Mastercard | Credit · Platinum | Use |
| 404462 | Crelan | Visa | Credit · Classic | Use |
| 445481 | Beobank NV/SA | Visa | Credit · Classic | Use |
| 424093 | Belfius Bank SA | Visa | Credit · Gold | Use |
| 670303 | ING Belgium | Maestro/Bancontact | Debit · Personal | Use |
One representative Visa/Mastercard range per major bank, plus local-network BINs. All 557 BINs with a named issuer are in the Belgium BIN list.
Local card networks in Belgium
A checkout built for Visa and Mastercard often mislabels domestic cards. The schemes below are specific to Belgium and worth a test case each.
| Scheme | Card numbers start with | Length | Online | About |
|---|---|---|---|---|
| Bancontact Bancontact Company (formerly Bancontact Payconiq Company), Brussels |
Visa/Mastercard BINs (co-badged) | 16 | Yes | Belgium's domestic debit scheme, used online via the Bancontact card or app with mandatory 3-D Secure; it has no IIN range of its own - cards carry the co-badged Maestro, Visa or Mastercard number (Adyen's BE test cards: 6703 4444 4444 4449 Bancontact/Maestro, 4871 0499 9999 9910 Bancontact/Visa Debit, 5127 8809 9999 9990 Bancontact/Debit Mastercard). Always co-badged: historically with Maestro, now increasingly with Visa Debit or Debit Mastercard. Source |
BIN counts for local networks in our dataset:
| Network | About | BINs | Share | Example BIN |
|---|---|---|---|---|
| Maestro/Bancontact | Bancontact, the Belgian domestic debit scheme, co-badged with Maestro | 65 | 9% | 670303 ING Belgium |
Card networks and card types in Belgium
Our BIN data lists 687 BINs registered to Belgium, 557 of them with a named issuer across 82 banks. Visa is the most common network (22% of the BINs), followed by American Express (22%). Credit ranges outnumber debit ranges 428 to 259. Visa and Mastercard hold a similar number of ranges. 44 ranges are prepaid or gift products and 130 are business, corporate or commercial cards.
| Network | BINs | Share | Debit | Credit |
|---|---|---|---|---|
| Visa | 153 | 22% | 31 | 122 |
| American Express | 152 | 22% | 0 | 152 |
| Mastercard | 142 | 21% | 42 | 100 |
| Maestro | 103 | 15% | 103 | 0 |
| Maestro/Bancontact | 65 | 9% | 65 | 0 |
| Diners Club | 53 | 8% | 0 | 53 |
| Private label | 7 | 1% | 7 | 0 |
| UnionPay | 5 | 1% | 4 | 1 |
Most common product levels: Personal Charge (90), Standard (74), Classic (62), Business (60), Personal (48).
Largest card issuers in Belgium
The 10 banks with the most BINs in the data, out of 82 named issuers. The three largest issuers — Alpha Card S.C.R.L. - Belgium Care Cons, Europay Belgium S.C.R.L. and BNP Paribas Fortis — hold 36% of the BINs with a named bank. Banks with ten or more BINs link to their full BIN list.
| Issuer | BINs | Main network | Debit |
|---|---|---|---|
| Alpha Card S.C.R.L. - Belgium Care Cons | 90 | American Express | 0% |
| Europay Belgium S.C.R.L. | 59 | Maestro/Bancontact | 75% |
| BNP Paribas Fortis | 52 | Visa | 46% |
| ING Belgium | 46 | Maestro | 61% |
| KBC Bankverzekeringsholding (KBC Bank N.V.) | 34 | Mastercard | 71% |
| Belfius Bank N.V. / Belfius Banque, S.A. | 26 | Mastercard | 65% |
| American Express IDC Cars | 21 | American Express | 0% |
| DC Belgium | 18 | Diners Club | 0% |
| American Express IDC Consumer | 14 | American Express | 0% |
| Crelan | 14 | Visa | 21% |
Payment testing notes for Belgium
- Currency: EUR (euro). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
- Card authentication: PSD2 strong customer authentication (Delegated Regulation (EU) 2018/389, in effect since 14 September 2019) applies to customer-initiated online card payments in the EEA; cards meet it through 3-D Secure (always required on the Bancontact card flow), with exemptions for some low-risk and merchant-initiated payments. Source
- Card country: Geo checks match the issuing country of the BIN (BE) against IP and address. Generate one batch with a local BIN and one with a foreign BIN to cover both outcomes.
- Debit vs credit: At 38% debit ranges, Belgium leans towards credit: 41 of the other 62 countries on this site have a higher debit share. If your checkout treats debit differently (fees, installments, recurring billing), test a BIN of each type from the table above.
- Billing details: postcodes in Belgium are 4 digits; the first digit generally gives the province (e.g. 1000); phone numbers use +32 — Mobile numbers are 10 digits starting 045-049 (04xx xx xx xx).
- Gateways usually treat Bancontact as a separate payment method, so test it apart from the Visa and Mastercard flow.
Paying online in Belgium: local methods and gateways
Cards are only part of the picture. These payment methods are popular in Belgium and usually sit next to the card form at checkout:
- Bancontact (card or app) (bank transfer) — Belgium's most common online payment: the shopper pays with a Bancontact card or the app linked to a Belgian bank account (EUR). Source
- Payconiq by Bancontact (QR) — Bancontact Company's merged mobile payment app (Bancontact and Payconiq apps combined in 2019), supported by 20 Belgian banks. Source
- Klarna (BNPL) — Pay in full or pay later; Belgium is a supported customer country. Source
- SEPA Direct Debit (domiciliëring) (bank transfer) — Debit from a euro IBAN under a signed mandate, common for subscriptions. Source
Payment gateways developers commonly integrate for Belgium, with their official sandbox docs:
| Gateway | About | Test cards |
|---|---|---|
| Mollie | Popular with Belgian shops (cards, Bancontact); test mode documented. | Mollie test cards |
| Adyen | Publishes Bancontact test cards issued in BE (Maestro, Visa Debit and Debit Mastercard co-badges). | Adyen test cards |
| Stripe | Supports Bancontact for Belgian customers; test cards in its testing docs. | Stripe test cards |
Card generators for other countries
← Generators for other countries · Belgium BIN list · BIN generator · BIN checker
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
Frequently asked questions
Can I generate a Belgium credit card number for testing?
Yes: the default prefix is 530784, a Mastercard credit range of Europay Belgium S.C.R.L. The generator adds random digits and a Luhn check digit, plus an expiry date and CVV. They are test data only: no account sits behind them.
Which card networks are most common in Belgium?
By BIN count in our data: Visa 22%, American Express 22%, Mastercard 21%, Maestro 15%. Local networks: Maestro/Bancontact (65 BINs). Debit ranges make up 38% and credit ranges 62%.
Which BINs do Visa cards from Belgium start with?
Examples from different banks: 408490 (BNP Paribas Fortis); 404462 (Crelan); 445481 (Beobank NV/SA); 424093 (Belfius Bank SA). See the Belgium BIN list for every bank.
Which currency should I use to test payments from Belgium?
EUR (euro). Gateway APIs usually expect amounts in the smallest unit (for example 1050 for 10.50). Shoppers with cards from Belgium can still be charged in other currencies; their bank converts the amount.
Are these Belgium card numbers real? Can I pay with them?
They do not. A generated number only has the right shape; Europay Belgium S.C.R.L. or any other issuer has never heard of it, so authorization always fails. Real alternatives: a virtual card from a bank in Belgium. Testing a checkout? Use your gateway’s sandbox test cards.
How do people pay online in Belgium besides cards?
Bancontact (card or app): Belgium's most common online payment: the shopper pays with a Bancontact card or the app linked to a Belgian bank account (EUR). Payconiq by Bancontact: Bancontact Company's merged mobile payment app (Bancontact and Payconiq apps combined in 2019), supported by 20 Belgian banks. Klarna: Pay in full or pay later; Belgium is a supported customer country.