FakecreditcardReal BINs from banks in Romania
The generator above is preset with BIN 424404, a Visa debit range of BRD - Groupe Societe Generale, S.A. To test another issuer from Romania, use one of the BINs below: the first six digits stay, the others are random and the last one makes the Luhn check pass.
| BIN | Issuer | Network | Type · level | Use this BIN |
|---|---|---|---|---|
| 424404 | BRD - Groupe Societe Generale, S.A. | Visa | Debit · Classic | Use |
| 520323 | UniCredit Bank SA | Mastercard | Credit · Standard | Use |
| 411987 | Banca Transilvania, S.A. | Visa | Debit · Classic | Use |
| 520012 | Raiffeisen Bank, S.A. | Mastercard | Debit · Standard | Use |
| 510161 | Romanian Commercial Bank S.A. - Banca Comerciala Romana, S.A. | Mastercard | Credit · Business | Use |
| 421143 | Banca Comerciala Romana, S.A. | Visa | Debit · Classic | Use |
| 434801 | Alpha Bank Romania, S.A. | Visa | Debit · Classic | Use |
| 527452 | OTP Bank Romania, S.A. | Mastercard | Credit · Standard | Use |
The largest issuers in Romania, one typical Visa or Mastercard BIN each. All 562 BINs with a named issuer are in the Romania BIN list.
Largest card issuers in Romania
The 10 banks with the most BINs in the data, out of 76 named issuers. Together, BRD Groupe Societe Generale, UniCredit Bank and Banca Transilvania issue 20% of the ranges that name a bank. Banks with ten or more BINs link to their full BIN list.
| Issuer | BINs | Main network | Debit |
|---|---|---|---|
| BRD Groupe Societe Generale | 46 | Mastercard | 63% |
| UniCredit Bank SA | 36 | Mastercard | 47% |
| Banca Transilvania, S.A. | 33 | Visa | 55% |
| Raiffeisen Bank, S.A. | 28 | Mastercard | 57% |
| Romanian Commercial Bank S.A. - Banca Comerciala Romana, S.A. | 25 | Mastercard | 24% |
| Banca Comerciala Romana, S.A. | 24 | Visa | 58% |
| Alpha Bank Romania, S.A. | 20 | Visa | 50% |
| OTP Bank Romania, S.A. | 20 | Mastercard | 50% |
| Vista Bank (Romania), S.A. | 20 | Visa | 65% |
| Banca Comerciala Intesa Sanpaolo Romania SA | 18 | Visa | 56% |
Card networks and card types in Romania
We count 863 card BINs for Romania — 562 with a known issuer, from 76 banks. Visa is the most common network (35% of the BINs), followed by Maestro (32%). Debit ranges outnumber credit ranges 583 to 280. Visa and Mastercard hold a similar number of ranges. 34 ranges are prepaid or gift products and 134 are business, corporate or commercial cards.
| Network | BINs | Share | Debit | Credit |
|---|---|---|---|---|
| Visa | 304 | 35% | 193 | 111 |
| Maestro | 272 | 32% | 272 | 0 |
| Mastercard | 264 | 31% | 115 | 149 |
| Diners Club | 10 | 1% | 0 | 10 |
| American Express | 9 | 1% | 0 | 9 |
| Private label | 4 | less than 1% | 3 | 1 |
Most common product levels: Standard (356), Business (108), Classic (85), Gold (57), Electron (29).
Payment testing notes for Romania
- Currency: RON (Romanian leu). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
- Card authentication: PSD2 strong customer authentication (Delegated Regulation (EU) 2018/389, in effect since 14 September 2019) applies to customer-initiated online card payments in the EEA; cards meet it through 3-D Secure, with exemptions for some low-risk and merchant-initiated payments. Source
- Card country: Many risk engines flag a mismatch between the card's issuing country (RO), the IP address and the billing country. Test both: a local BIN from the table, then a BIN from another country.
- Debit vs credit: At 68% debit ranges, Romania is more debit-heavy than 51 of the 62 other countries on this site. Use one debit and one credit BIN from Romania if your fees or subscription logic depend on the card type.
- Billing details: postcodes in Romania are 6 digits (e.g. 010011); phone numbers use +40 — Mobile numbers start with 07 and have 10 digits (07xx xxx xxx).
Paying online in Romania: local methods and gateways
Cards are only part of the picture. These payment methods are popular in Romania and usually sit next to the card form at checkout:
- Cash on delivery (plata ramburs) (cash voucher) — Cash on delivery remains a popular way Romanians pay for online orders, according to the Romanian Association of Online Stores (ARMO). Source
- RoPay (bank transfer) — Instant mobile account-to-account payment system from Transfond (QR codes, deep links, phone number as IBAN proxy), positioned as an alternative to cash and cards and usable online. Source
- Revolut Pay (wallet) — Pay from a Revolut account or linked card; supports RON. Source
- Klarna (BNPL) — Pay later or in instalments in RON; Romania is a supported customer country. Source
Payment gateways developers commonly integrate for Romania, with their official sandbox docs:
| Gateway | About | Test cards |
|---|---|---|
| NETOPIA Payments | The oldest Romanian online payment processor (founded 2003), fully Romanian-owned. | – |
| PayU Romania (PayU GPO) | Supports Visa, Mastercard, Apple Pay, Google Pay, open banking, BNPL and instalments. | – |
| euplatesc.ro | Romanian card payment processor listed among the main local processors. | – |
| Stripe | Available to Romanian businesses; test cards in its testing docs. | Stripe test cards |
Card generators for other countries
← Generators for other countries · Romania BIN list · BIN generator · BIN checker
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
Frequently asked questions
Can I generate a Romania credit card number for testing?
Yes. Every number on this page starts with a real BIN registered to a bank in Romania — by default 424404 (BRD - Groupe Societe Generale, S.A, Visa debit). The remaining digits are random and the last one is a Luhn check digit. No bank issued them, so they carry no account and real payments are declined.
Which card networks are most common in Romania?
By BIN count in our data: Visa 35%, Maestro 32%, Mastercard 31%, Diners Club 1%. Debit ranges make up 68% and credit ranges 32%.
Which BINs do Visa cards from Romania start with?
Examples from different banks: 424404 (BRD - Groupe Societe Generale, S.A.); 411987 (Banca Transilvania, S.A.); 421143 (Banca Comerciala Romana, S.A.); 434801 (Alpha Bank Romania, S.A.). See the Romania BIN list for every bank.
Which currency should I use to test payments from Romania?
RON (Romanian leu). Gateway APIs usually expect amounts in the smallest unit (for example 1050 for 10.50). A card from any country can pay in any currency the merchant supports; the issuer handles conversion.
Do these Romania card numbers work for payments?
They do not. A generated number only has the right shape; BRD - Groupe Societe Generale or any other issuer has never heard of it, so authorization always fails. Real alternatives: a virtual card from a bank in Romania or a wallet such as Revolut Pay. Testing a checkout? Use your gateway’s sandbox test cards.
How do people pay online in Romania besides cards?
Cash on delivery (plata ramburs): Cash on delivery remains a popular way Romanians pay for online orders, according to the Romanian Association of Online Stores (ARMO). RoPay: Instant mobile account-to-account payment system from Transfond (QR codes, deep links, phone number as IBAN proxy), positioned as an alternative to cash and cards and usable online. Revolut Pay: Pay from a Revolut account or linked card; supports RON.