FakecreditcardReal BINs from banks in Singapore
The generator above is preset with BIN 414156, a Visa credit range of United Overseas Bank, Ltd. Each row below is a different bank. Switching keeps that bank's prefix, randomizes the middle digits and recomputes the check digit, with a fresh expiry and CVV.
| BIN | Issuer | Network | Type · level | Use this BIN |
|---|---|---|---|---|
| 414156 | United Overseas Bank, Ltd | Visa | Credit | Use |
| 512219 | Triplink International Pte, Ltd | Mastercard | Debit · Business | Use |
| 428424 | DBS Bank, Ltd | Visa | Credit · Platinum | Use |
| 421808 | Oversea-Chinese Banking Corporation Ltd | Visa | Debit · Platinum | Use |
| 520903 | Citibank Singapore, Ltd | Mastercard | Debit · Platinum | Use |
| 436326 | HSBC Bank (Singapore), Ltd | Visa | Debit · Platinum | Use |
| 524355 | Standard Chartered Bank (Singapore), Ltd | Mastercard | Debit · Platinum | Use |
| 404337 | Nium Pte, Ltd | Visa | Debit · Prepaid | Use |
One BIN per bank — the most common Visa or Mastercard product of each of the largest issuers. All 947 BINs with a named issuer are in the Singapore BIN list.
Local card networks in Singapore
Local schemes are where card forms usually break: their prefixes are missing from many brand-detection libraries. These are the domestic networks of Singapore.
| Scheme | Card numbers start with | Length | Online | About |
|---|---|---|---|---|
| NETS NETS Pte Ltd (Network for Electronic Transfers, owned by DBS, OCBC and UOB) |
Visa/Mastercard BINs (co-badged) | – | Yes | Singapore's national debit scheme since 1986; online payments go through its subsidiary eNETS (bank-linked online debit) and NETS Click (bank-card payments inside merchant apps). No IIN range is published: NETS uses the issuing bank's card numbers. NETS runs on local banks' ATM/debit cards, many of which also carry Visa or Mastercard. Source |
Card networks and card types in Singapore
Our BIN data lists 1,309 BINs registered to Singapore, 947 of them with a named issuer across 84 banks. The largest network is Mastercard with 24% of the ranges, followed by Visa (23%). Credit ranges outnumber debit ranges 786 to 523. Visa and Mastercard hold a similar number of ranges. 79 ranges are prepaid or gift products and 231 are business, corporate or commercial cards.
| Network | BINs | Share | Debit | Credit |
|---|---|---|---|---|
| Mastercard | 317 | 24% | 140 | 177 |
| Visa | 301 | 23% | 148 | 153 |
| Diners Club | 260 | 20% | 0 | 260 |
| Maestro | 218 | 17% | 218 | 0 |
| UATP | 100 | 8% | 0 | 100 |
| American Express | 84 | 6% | 3 | 81 |
| UnionPay | 17 | 1% | 8 | 9 |
| Private label | 7 | 1% | 6 | 1 |
Most common product levels: Standard (232), Personal (207), Platinum (110), UATP (100), Business (74).
Largest card issuers in Singapore
The 10 banks with the most BINs in the data, out of 84 named issuers. Together, DC Singapore, Wego and United Overseas Bank issue 37% of the ranges that name a bank. Each bank with ten or more BINs has a page listing all of them.
| Issuer | BINs | Main network | Debit |
|---|---|---|---|
| DC Singapore | 178 | Diners Club | 0% |
| Wego Pte, Ltd. | 100 | UATP | 0% |
| United Overseas Bank, Ltd. | 76 | Mastercard | 18% |
| Triplink International Pte, Ltd. | 62 | Mastercard | 92% |
| DBS Bank, Ltd. | 45 | Visa | 33% |
| Oversea-Chinese Banking Corporation, Ltd. | 39 | Visa | 44% |
| Citibank Singapore, Ltd. | 35 | Mastercard | 46% |
| HSBC Bank (Singapore), Ltd. | 25 | Visa | 36% |
| Standard Chartered Bank (Singapore), Ltd. | 25 | Mastercard | 36% |
| AEII Singapore Branch Gstar Cons Revolve | 24 | American Express | 0% |
Payment testing notes for Singapore
- Currency: SGD (Singapore dollar). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
- Card authentication: Singapore issuers protect online card payments with 3-D Secure, using an SMS OTP or in-app approval such as DBS's digital token at 3DS merchants. MAS has said consumers are not liable for unauthorised transactions where the merchant did not use OTP-based authentication. Source
- Card country: Geo checks match the issuing country of the BIN (SG) against IP and address. Generate one batch with a local BIN and one with a foreign BIN to cover both outcomes.
- Debit vs credit: At 40% debit ranges, Singapore leans towards credit: 35 of the other 62 countries on this site have a higher debit share. Debit and credit often follow different rules for refunds, installments and recurring billing, so cover both types.
- Billing details: postcodes in Singapore are 6 digits (every building has its own code, since 1995) (e.g. 018956); phone numbers use +65 — 8-digit number with no trunk prefix, mobiles start with 8 or 9.
- NETS is the domestic debit network, and PayNow transfers are common for local payments.
Paying online in Singapore: local methods and gateways
Cards are only part of the picture. These payment methods are popular in Singapore and usually sit next to the card form at checkout:
- PayNow (bank transfer) — ABS's real-time transfer service (July 2017) on the FAST network, addressed by mobile number, NRIC/FIN or business UEN, and payable by QR (SGQR/PayNow QR). Source
- GrabPay (wallet) — Grab's wallet; customers are redirected to GrabPay and confirm with an OTP (SGD and MYR). Source
- eNETS / NETS Click (bank transfer) — NETS's online bank-account and in-app bank-card payment options. Source
Payment gateways developers commonly integrate for Singapore, with their official sandbox docs:
| Gateway | About | Test cards |
|---|---|---|
| HitPay | Singapore PSP for PayNow, cards, GrabPay, ShopeePay and Atome, with a separate sandbox (api.sandbox.hit-pay.com). | Official docs |
| Stripe Singapore | Supports cards and GrabPay (SGD) for Singapore businesses. | Official docs |
| 2C2P | Regional Southeast Asian PSP whose sandbox mirrors production and includes per-country test data. | Official docs |
Card generators for other countries
← Generators for other countries · Singapore BIN list · BIN generator · BIN checker
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
Frequently asked questions
Can I generate a Singapore credit card number for testing?
Yes. Every number on this page starts with a real BIN registered to a bank in Singapore — by default 414156 (United Overseas Bank, Ltd, Visa credit). The remaining digits are random and the last one is a Luhn check digit. No bank issued them, so they carry no account and real payments are declined.
Which card networks are most common in Singapore?
By BIN count in our data: Mastercard 24%, Visa 23%, Diners Club 20%, Maestro 17%. Debit ranges make up 40% and credit ranges 60%.
Which BINs do Visa cards from Singapore start with?
Examples from different banks: 414156 (United Overseas Bank, Ltd); 428424 (DBS Bank, Ltd); 421808 (Oversea-Chinese Banking Corporation Ltd); 436326 (HSBC Bank (Singapore), Ltd). See the Singapore BIN list for every bank.
Which currency should I use to test payments from Singapore?
SGD (Singapore dollar). Gateway APIs usually expect amounts in the smallest unit (for example 1050 for 10.50). Also test a foreign-currency charge on a Singapore BIN: the issuer converts it, which some checkouts display differently.
Is a generated Singapore card number a real card?
No — format only. Banks in Singapore decline numbers they never issued, which is every generated number. If you need to pay, a bank virtual card or a wallet such as GrabPay is the safe route. Testing a checkout? Use your gateway’s sandbox test cards.
Which payment methods should a checkout for Singapore offer next to cards?
PayNow: ABS's real-time transfer service (July 2017) on the FAST network, addressed by mobile number, NRIC/FIN or business UEN, and payable by QR (SGQR/PayNow QR). GrabPay: Grab's wallet; customers are redirected to GrabPay and confirm with an OTP (SGD and MYR). eNETS / NETS Click: NETS's online bank-account and in-app bank-card payment options.