FakecreditcardReal BINs from banks in Guatemala
The generator above is preset with BIN 400198, a Visa debit range of Banco Industrial, S.A. Pick another bank's BIN below to switch — each number keeps the BIN, gets random digits and a Luhn check digit, and comes with a random expiry date and CVV.
| BIN | Issuer | Network | Type · level | Use this BIN |
|---|---|---|---|---|
| 400198 | Banco Industrial, S.A. | Visa | Debit · Classic | Use |
| 400336 | Contecnica, S.A. | Visa | Credit · Classic | Use |
| 409238 | Banco Promerica, S.A. | Visa | Credit · Classic | Use |
| 439934 | Credomatic de Guatemala, S.A. | Visa | Credit · Classic | Use |
| 418795 | Banco Agromercantil de Guatemala, S.A. | Visa | Credit · Platinum | Use |
| 518322 | Banco G&T Continental, S.A. | Mastercard | Credit · Standard | Use |
| 405792 | Banco Ficohsa Guatemala, S.A. | Visa | Credit · Gold | Use |
| 404843 | Banco de Desarrollo Rural S.A. Banrural | Visa | Credit · Classic | Use |
Each row is a different bank: its most common Visa or Mastercard range. All 546 BINs with a named issuer are in the Guatemala BIN list.
Card networks and card types in Guatemala
We count 573 card BINs for Guatemala — 546 with a known issuer, from 64 banks. The largest network is Visa with 73% of the ranges, followed by Mastercard (22%). Credit ranges outnumber debit ranges 387 to 186. Visa ranges outnumber Mastercard 3.3 to 1. 36 ranges are prepaid or gift products and 67 are business, corporate or commercial cards.
| Network | BINs | Share | Debit | Credit |
|---|---|---|---|---|
| Visa | 418 | 73% | 148 | 270 |
| Mastercard | 126 | 22% | 30 | 96 |
| Diners Club | 13 | 2% | 0 | 13 |
| American Express | 9 | 2% | 1 | 8 |
| Maestro | 7 | 1% | 7 | 0 |
Most common product levels: Classic (185), Gold (74), Standard (64), Platinum (57), Business (27).
Largest card issuers in Guatemala
The 10 banks with the most BINs in the data, out of 64 named issuers. Together, Banco Industrial, Contecnica and Banco Promerica issue 35% of the ranges that name a bank. Each bank with ten or more BINs has a page listing all of them.
| Issuer | BINs | Main network | Debit |
|---|---|---|---|
| Banco Industrial, S.A. | 94 | Visa | 78% |
| Contecnica, S.A. | 55 | Visa | 13% |
| Banco Promerica, S.A. | 42 | Visa | 17% |
| Credomatic de Guatemala, S.A. | 30 | Mastercard | 13% |
| Banco Agromercantil de Guatemala, S.A. | 26 | Visa | 23% |
| Banco G&T Continental, S.A. | 26 | Mastercard | 35% |
| Banco Ficohsa Guatemala, S.A. | 23 | Visa | 9% |
| Banco de Desarrollo Rural S.A. Banrural | 18 | Visa | 28% |
| Credomatic Latino Americana | 16 | Mastercard | 0% |
| Banco Citibank de Guatemala, S.A. | 14 | Visa | 29% |
Payment testing notes for Guatemala
- Currency: GTQ (Guatemalan quetzal). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
- Card country: Many risk engines flag a mismatch between the card's issuing country (GT), the IP address and the billing country. Test both: a local BIN from the table, then a BIN from another country.
- Debit vs credit: Debit makes up just 32% of the ranges here, below 50 of the other 62 countries we cover. Card type matters for surcharges, installment plans and stored-card billing: test each.
- Billing details: postcodes in Guatemala are 5 digits (e.g. 01001); phone numbers use +502 — 8 digits, no area code.
Paying online in Guatemala: local methods and gateways
Cards are only part of the picture. These payment methods are popular in Guatemala and usually sit next to the card form at checkout:
- PayCash (cash voucher) — Cash payment of an online order reference at retail points, offered through dLocal. Source
- SoyFRI (wallet) — Guatemalan mobile wallet offered as a payment method through dLocal. Source
Payment gateways developers commonly integrate for Guatemala:
| Gateway | About | Test cards |
|---|---|---|
| dLocal | Accepts Visa, Mastercard, Amex, Diners, Discover and JCB plus PayCash and SoyFRI in Guatemala. | – |
| EBANX | Documents credit and debit card acceptance for Guatemala. | – |
Card generators for other countries
← Generators for other countries · Guatemala BIN list · BIN generator · BIN checker
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
Frequently asked questions
Can I generate a Guatemala credit card number for testing?
Yes: the default prefix is 400198, a Visa debit range of Banco Industrial, S.A. The generator adds random digits and a Luhn check digit, plus an expiry date and CVV. No bank issued them, so they carry no account and real payments are declined.
Which card networks are most common in Guatemala?
By BIN count in our data: Visa 73%, Mastercard 22%, Diners Club 2%, American Express 2%. Debit ranges make up 32% and credit ranges 68%.
Which BINs do Visa cards from Guatemala start with?
Examples from different banks: 400198 (Banco Industrial, S.A.); 400336 (Contecnica, S.A.); 409238 (Banco Promerica, S.A.); 439934 (Credomatic de Guatemala, S.A.). See the Guatemala BIN list for every bank.
Which currency should I use to test payments from Guatemala?
GTQ (Guatemalan quetzal). Gateway APIs usually expect amounts in the smallest unit (for example 1050 for 10.50). Shoppers with cards from Guatemala can still be charged in other currencies; their bank converts the amount.
Are these Guatemala card numbers real? Can I pay with them?
They do not. A generated number only has the right shape; Banco Industrial or any other issuer has never heard of it, so authorization always fails. Real alternatives: a virtual card from a bank in Guatemala or a wallet such as SoyFRI. Testing a checkout? Use your gateway’s sandbox test cards.
How do people pay online in Guatemala besides cards?
PayCash: Cash payment of an online order reference at retail points, offered through dLocal. SoyFRI: Guatemalan mobile wallet offered as a payment method through dLocal.