FakecreditcardReal BINs from banks in South Korea
The generator above is preset with BIN 406703, a Visa credit range of BC Cards Co., Ltd. Click "Use" next to any other bank to switch; the BIN stays fixed while the rest of the Visa number is random, closed by a Luhn digit.
| BIN | Issuer | Network | Type · level | Use this BIN |
|---|---|---|---|---|
| 406703 | BC Cards Co., Ltd | Visa | Credit · Corporate T&E | Use |
| 400772 | Shinhan Card Co., Ltd | Visa | Debit · Classic | Use |
| 401787 | Hyundai Card Company, Ltd | Visa | Credit · Platinum | Use |
| 407423 | KB Kookmin Card Co., Ltd | Visa | Credit · Gold | Use |
| 222885 | Lotte Card Co., Ltd | Mastercard | Credit · Gold | Use |
| 512813 | Woori Card Co., Ltd | Mastercard | Credit · Standard | Use |
| 222884 | Samsung Card Co., Ltd | Mastercard | Credit · Gold | Use |
| 402175 | Hana Card | Visa | Credit · Classic | Use |
| 898212 | KT World Pass | Local brand | Credit | Use |
Each row is a different bank: its most common Visa or Mastercard range, plus local-network BINs. All 3,773 BINs with a named issuer are in the South Korea BIN list.
Local card networks in South Korea
Local schemes are where card forms usually break: their prefixes are missing from many brand-detection libraries. These are the domestic networks of South Korea.
| Scheme | Card numbers start with | Length | Online | About |
|---|---|---|---|---|
| BC Card (BC local brand network) BC Card Co., Ltd. (KT subsidiary; member banks include Woori, IBK, Busan Bank and others) |
Visa/Mastercard BINs (co-badged) | – | Yes | Korea's largest card processor, founded in 1982; it runs the domestic BC card brand network and issues on behalf of member banks. No public IIN range is published for the BC brand. Current BC cards are dual-label (BC plus Visa, Mastercard, JCB, UnionPay or Amex) so they work abroad. Source |
| Domestic-only cards (국내전용카드) Korean card issuers (BC, Shinhan, KB Kookmin, Hyundai, Samsung, Lotte and others) |
9 | 16 | Yes | Korean cards usable only inside Korea start with 9 (eToday, 2006); the open bin-list data agrees, with most Korean 'LOCAL BRAND' BINs in 90-97 (mostly 94) and issued by BC, Shinhan, Hyundai, Lotte and KB. No (usable only in Korea). Source |
BIN counts for local networks in our dataset:
| Network | About | BINs | Share | Example BIN |
|---|---|---|---|---|
| Local brand | domestic-only cards issued by Korean card companies | 2,009 | 44% | 898212 KT World Pass |
Largest card issuers in South Korea
The 10 banks with the most BINs in the data, out of 120 named issuers. BC Cards, Shinhan Card and Hyundai Card alone account for 52% of the named BINs in South Korea. Follow a bank name for its complete list of ranges.
| Issuer | BINs | Main network | Debit |
|---|---|---|---|
| BC Cards Co., Ltd. | 990 | Local brand | 38% |
| Shinhan Card Co., Ltd. | 570 | Local brand | 35% |
| Hyundai Card Company, Ltd. | 414 | Local brand | 15% |
| KB Kookmin Card Co., Ltd | 271 | Mastercard | 36% |
| Lotte Card Co., Ltd. | 233 | Local brand | 18% |
| Woori Card Co., Ltd. | 172 | Mastercard | 26% |
| Samsung Card Co., Ltd. | 168 | Local brand | 20% |
| Hana Card | 111 | Visa | 27% |
| Nonghyup Bank | 93 | Mastercard | 39% |
| KEB Hana Card Co., Ltd. | 62 | Local brand | 35% |
Card networks and card types in South Korea
South Korea has 4,520 BINs in the dataset; 3,773 name the issuing bank, spread over 120 issuers. Local brand is the most common network (44% of the BINs), followed by Visa (19%). Credit ranges outnumber debit ranges 2,573 to 1,947. Visa and Mastercard hold a similar number of ranges. 296 ranges are prepaid or gift products and 678 are business, corporate or commercial cards.
| Network | BINs | Share | Debit | Credit |
|---|---|---|---|---|
| Local brand | 2,009 | 44% | 1,240 | 769 |
| Visa | 863 | 19% | 205 | 658 |
| Mastercard | 723 | 16% | 155 | 568 |
| UnionPay | 293 | 6% | 92 | 201 |
| Maestro | 194 | 4% | 194 | 0 |
| JCB | 122 | 3% | 8 | 114 |
| American Express | 102 | 2% | 2 | 100 |
| Diners Club | 82 | 2% | 25 | 57 |
Most common product levels: Personal (576), Platinum (283), Classic (264), Business (260), Gold (224).
Payment testing notes for South Korea
- Currency: KRW (South Korean won). It has no minor unit, so amounts are whole numbers; most gateway APIs treat KRW as a zero-decimal currency (send 1000, not 100000).
- Card authentication: Korean online card payments are authenticated by the card issuer instead of 3-D Secure: historically ISP (BC, KB) or Secure Click (안심클릭) passwords, and today mostly redirects to the issuer's app (app card). Mandatory public certificates and ActiveX plug-ins were dropped under government deregulation. Source
- Card country: Checkouts that route domestic and international cards differently decide by the BIN country. A BIN from South Korea tests the domestic route; any foreign BIN tests the cross-border one.
- Debit vs credit: At 43% debit ranges, South Korea leans towards credit: 33 of the other 62 countries on this site have a higher debit share. Debit and credit often follow different rules for refunds, installments and recurring billing, so cover both types.
- Billing details: postcodes in South Korea are 5 digits (6-digit NNN-NNN codes were used 1988-2015) (e.g. 03187); phone numbers use +82 — 9 or 10 digits after +82, mobiles start with 10 (written 010-XXXX-XXXX locally, national trunk prefix 0).
Paying online in South Korea: local methods and gateways
Cards are only part of the picture. These payment methods are popular in South Korea and usually sit next to the card form at checkout:
- Kakao Pay (wallet) — Wallet in the KakaoTalk app; supports one-time and recurring payments (KRW only, from 100 KRW). Source
- Naver Pay (wallet) — Naver's wallet; supports one-time and recurring payments. Source
- Samsung Pay (wallet) — Accepted online for one-time payments of 100 to 2,000,000 KRW. Source
- PAYCO (wallet) — NHN's wallet, one-time payments only. Source
Payment gateways developers commonly integrate for South Korea, with their official sandbox docs:
| Gateway | About | Test cards |
|---|---|---|
| Toss Payments | Major Korean PG; test API keys from its developer center run payments in a sandbox. | Official docs |
| PortOne (formerly I'mport) | Korean payment integration platform that connects merchants to multiple Korean PGs; its docs describe the issuer authentication flows. | – |
| KG Inicis | Long-established Korean PG; its executives have described how Korea's mandatory issuer authentication shaped local checkout. | – |
Card generators for other countries
← Generators for other countries · South Korea BIN list · BIN generator · BIN checker
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
Frequently asked questions
Can I generate a South Korea credit card number for testing?
Yes — it is preset for South Korea: numbers begin with 406703 from BC Cards Co., Ltd and end with a valid Luhn digit, so they pass format checks for a South Korea card. Nothing is attached to them, so any real charge is declined.
Which card networks are most common in South Korea?
By BIN count in our data: Local brand 44%, Visa 19%, Mastercard 16%, UnionPay 6%. Local networks: Local brand (2,009 BINs). Debit ranges make up 43% and credit ranges 57%.
Which BINs do Visa cards from South Korea start with?
Examples from different banks: 406703 (BC Cards Co., Ltd); 400772 (Shinhan Card Co., Ltd); 401787 (Hyundai Card Company, Ltd); 407423 (KB Kookmin Card Co., Ltd). See the South Korea BIN list for every bank.
Which currency should I use to test payments from South Korea?
KRW (South Korean won). It has no minor unit, so amounts are whole numbers — many gateway APIs treat it as a zero-decimal currency and expect 1000, not 1000.00. Shoppers with cards from South Korea can still be charged in other currencies; their bank converts the amount.
Do these South Korea card numbers work for payments?
No. The first six digits are real South Korea bank prefixes, the rest is random, so the number belongs to nobody and every live payment fails. For real online payments in South Korea, ask your bank for a virtual card or a wallet such as Kakao Pay and Naver Pay. Testing a checkout? Use your gateway’s sandbox test cards.
What does a Domestic-only cards (국내전용카드) card number look like?
Domestic-only cards (국내전용카드) numbers start with 9 and have 16 digits. Korean cards usable only inside Korea start with 9 (eToday, 2006); the open bin-list data agrees, with most Korean 'LOCAL BRAND' BINs in 90-97 (mostly 94) and issued by BC, Shinhan, Hyundai, Lotte and KB. Make sure your card form accepts these prefixes instead of rejecting them as an unknown brand.
How do people pay online in South Korea besides cards?
Kakao Pay: Wallet in the KakaoTalk app; supports one-time and recurring payments (KRW only, from 100 KRW). Naver Pay: Naver's wallet; supports one-time and recurring payments. Samsung Pay: Accepted online for one-time payments of 100 to 2,000,000 KRW.